Remote Life Insurance Policy Analyst

Naukri Mitra; United States; Remote; USD 91,000 - 111,000; Full time

Job summary

Naukri Mitra is seeking a Remote Life Insurance Policy Analyst to evaluate applications and existing policies from anywhere. Use actuarial insights, data visualization, and policy tools to influence pricing, eligibility, and product design.

This role emphasizes collaboration with underwriters and compliance to drive precise risk assessment. You’ll work with Tableau, Power BI, Excel, and MoSes/Prophet in a fast-paced, remote environment that values initiative, clear communication, and innovative

Qualifications

• 3+ years of experience in insurance policy analysis, preferably in life insurance.
• Strong understanding of underwriting principles, regulatory guidelines, and mortality studies
• Proficiency with data modeling and policy review frameworks
• Excellent communication skills capable of explaining complex terms clearly
• Detail-oriented with ability to connect related data points

Responsibilities

• Analyze and interpret reviews of life insurance applications and existing policies.
• Use risk assessment methodologies to determine eligibility, rating structures, and premium adjustments.
• Spot trends and anomalies in claims history, underwriting guidelines, and mortality tables.
• Collaborate with underwriters, compliance officers, and actuarial analysts to streamline evaluations.
• Present findings in a clear, actionable way and support product innovation initiatives.

Skills

3+ years experience in insurance

Underwriting principles

Data modeling

Communication skills

Detail-oriented

Education

Bachelor's degree in actuarial science/finance/statistics

Tools

Tableau

Power BI

Excel

Oracle Insurance

Salesforce Financial Services Cloud

MoSes

Prophet

Job description

Remote Life Insurance Policy Analyst Introduction: Make Your Mark from Anywhere Welcome to your next big career opportunity—all from the comfort of your favorite workspace. We're searching for a Remote Life Insurance Policy Analyst ready to dive into a world where precision meets creativity. With a competitive salary of $100,949 annually, this role blends analytical expertise with a flair for innovation. If you think actuarial tables and risk modeling can be fun (we do!), then read on. Our company was born out of a desire to rethink insurance. We saw the industry stuck in the past and decided to bring it roaring into the future. Think: policy optimization powered by predictive modeling, a team that thrives on collaboration, and a culture where even your boldest ideas are encouraged. In this role, your job won't just be to evaluate life insurance policies—you'll also help shape the future of how people protect what matters most.

Key Responsibilities

• Analyze and interpret review life insurance applications and existing policies with a fine-tooth comb.
• Use modern risk assessment methodologies to determine eligibility, rating structures, and premium adjustments.
• Spot trends and anomalies in claims history, underwriting guidelines, and mortality tables.

Collaborate Cross-Functionally

• Partner with underwriters, compliance officers, and actuarial analysts to streamline evaluations.
• Present findings and recommendations in a way that even someone who thinks "actuary" is a type of dinosaur can understand.
• Support product innovation initiatives that reimagine traditional policy frameworks.

Innovate with Insight

• Contribute to refining our internal policy review tools.
• Use feedback loops from claim trends and customer behavior to shape future product strategies.
• Turn data insights into smarter, faster, and more intuitive policy analysis systems.

Work Environment A Remote Culture of Connection

Welcome to a remote role where "work-from-home" doesn’t mean "work-alone." We foster a culture where virtual coffee breaks are encouraged and innovation happens over video calls as easily as in a boardroom. Work from anywhere with strong Wi-Fi and a passion for purpose. Regular brainstorming sessions, virtual retreats, and collaborative sprints. Autonomy with accountability: Your input drives impact, and your creativity shapes outcomes.

Tools and Technologies

You’ll be equipped with a suite of tech tools that keep our processes efficient and our work joyful: Tableau, Power BI, and advanced Excel for data visualization and reporting Policy management platforms like Oracle Insurance or Salesforce Financial Services Cloud Actuarial modeling tools such as MoSes or Prophet Access to secure data lakes and cloud-based collaborative environments.

Qualifications

• Bachelor's degree in actuarial science, finance, statistics, or a related discipline
• 3+ years of experience in insurance policy analysis, preferably in life insurance
• Strong understanding of underwriting principles, regulatory guidelines, and mortality studies
• Proficiency with data modeling and policy review frameworks
• Excellent communication skills—you explain complex terms like "expected mortality deviation" without causing yawns
• Detail-oriented mindset with a talent for connecting dots others miss

Growth Opportunities The Path Ahead

At our company, your title is just the beginning. We invest in growth because we believe analysts should lead, strategize, and innovate—not just analyze. Continuing education stipends for actuarial exams, data certifications, and leadership programs. Career pathways that lead to senior analyst roles, underwriting leadership, or product development. Opportunities to influence cutting-edge insurance solutions and customer-centric tools.

Why Join Us Beyond the Numbers

We don’t just count risks—we challenge norms. We believe the best policy decisions come from empowered minds, bold thinking, and diverse perspectives. Here, your role will be dynamic, your ideas heard, and your coffee always virtual but hot. Expect a fast-paced, friendly workplace and ferociously focused on doing things better. You’ll get to flex both sides of your brain: the analytical left and the innovative right. Because let’s face it, spreadsheets are great—but solving significant challenges creatively? Even better.

Building a Global Workforce: Applications are open to professionals from the United States, Canada, United Kingdom, European Union, Australia, India, and many other international regions.