Remote Life Insurance Underwriter

Naukri Mitra; EUA; Remoto; USD 72.000 - 88.000; Tempo integral

Benefícios oferecidos por esta vaga

Competitive compensation

Medical, dental, vision

Generous PTO

Remote wellness days

Home office setup reimbursement

Resumo da vaga

Naukri Mitra in the United States is seeking a Remote Life Insurance Underwriter to evaluate applications and make risk decisions from home. You will apply medical terminology knowledge and data to determine fair underwriting actions for a nationwide client base.

You will collaborate with case management, agent support, and cross‑functional teams, maintaining thorough documentation and staying current with underwriting trends.

Qualificações

• 3+ years in life insurance underwriting.
• Strong medical terminology and risk assessment skills.
• Excellent written and verbal communication abilities.
• Comfort with remote collaboration and async communication.

Responsabilidades

• Evaluate life insurance applications and determine risk per guidelines.
• Review medical records, disclosures, and financial data.
• Determine underwriting actions ensuring fairness and compliance.
• Collaborate with case management and agent support teams.
• Communicate decisions clearly to stakeholders.
• Maintain thorough, auditable documentation.
• Stay updated on underwriting trends and regulatory changes.

Conhecimentos

Underwriting expertise

Medical terminology knowledge

Communication skills

Remote work fluency

Ferramentas

EHR platforms

AI underwriting tools

Slack

Zoom

Asana

Data security systems

Descrição da vaga

Remote Life Insurance Underwriter Join a Team Where Compassion Meets Precision Imagine being part of a mission-driven, inclusive workplace that values each employee’s voice and offers meaningful career growth from the comfort of your home. As a Remote Life Insurance Underwriter, you'll play a vital role in shaping the future of financial protection for individuals and families nationwide. We’re seeking someone who brings technical underwriting expertise and approaches work with empathy, collaboration, and a keen eye for detail.

Role Overview

What You’ll Do As a Remote Life Insurance Underwriter, you will evaluate life insurance applications and make critical risk decisions. Your insights will support our commitment to offering fair, equitable coverage options. You’ll interact with a cross-functional, diverse team committed to creating a workplace prioritizing inclusivity and respect.

Key Responsibilities

• Analyze life insurance applications and assess risk by company guidelines.
• Review medical records, lifestyle disclosures, financial documentation, and third-party data.
• Determine appropriate underwriting actions while maintaining fairness and compliance.
• Collaborate with the case management and agent support teams for smooth policy issuance.
• Communicate underwriting decisions clearly and respectfully to internal stakeholders.
• Maintain thorough documentation to support decision-making processes.
• Stay informed on underwriting trends, medical developments, and regulatory changes.

Culture and Values

A Culture Built on Inclusion and Support We’ve built an environment where diverse perspectives are celebrated. Our remote-first approach ensures team members from all backgrounds and locations can thrive. Whether you’re starting your day in a bustling city or a quiet town, you'll find that your ideas are welcomed and your contributions matter.

Employee-Centric Values

Respect for all identities, experiences, and voices Remote work flexibility to support family life, wellness, and productivity Team rituals that foster camaraderie—from virtual coffee chats to peer recognition shout-outs.

Voices from the Team

A current underwriter shared: *\"When I joined, I was welcomed with open arms. The onboarding was smooth, and my manager ensured I was comfortable asking questions. This is a place where you’re truly supported.\"

Tools and Technology

Digital Resources That Empower You Your work will be backed by sophisticated digital systems tailored to streamline underwriting decisions. Everything from automated rules engines to collaborative dashboards is designed to keep you focused on what matters—evaluating risk confidently.

Key Platforms and Systems

• Electronic health record (EHR) retrieval platforms
• Cloud-based underwriting tools with AI-assisted analysis
• Internal communication tools (Slack, Zoom, Asana)
• Secure client data management systems

Candidate Profile

What Makes You a Great Fit We’re looking for professionals who blend technical know-how with human-centric judgment. The ideal candidate is detail-oriented, curious, and thrives in a collaborative environment.

Qualifications

• 3+ years of experience in life insurance underwriting.
• Firm grasp of medical terminology, financial evaluation, and risk classification.
• Familiarity with reinsurance manuals and industry best practices.
• Excellent written and verbal communication skills.
• Comfort with remote work tools and asynchronous communication.
• Commitment to continuous learning and embracing feedback.

Bonus Points

• ALU certification or progress toward LOMA or related credentials.
• Experience working in a distributed team setting.
• Knowledge of inclusive underwriting practices.

Growth and Development

Career Path and Growth Opportunities We’re invested in your professional development from day one. Whether you want to become a Senior Underwriter or a Team Lead or explore a lateral shift into product development or compliance, we’ll provide mentorship, training, and advancement pathways tailored to your goals.

Learning and Development

• Annual learning stipends and tuition assistance
• Access to industry conferences and webinars
• Monthly workshops on wellness, DEI, and leadership

Benefits and Work Environment

Work Environment That Supports Wellbeing Your well-being matters to us. That’s why our benefits extend beyond standard health coverage. As part of a remote-friendly, diverse team, you’ll be supported by policies and programs that meet you where you are.

Benefits Snapshot

• Competitive salary of $79,880 annually
• Medical, dental, and vision insurance
• Generous PTO and remote wellness days
• Employee assistance programs with mental health support
• Home office setup reimbursement

Our Mission and Your Impact

Be a Part of Something Bigger This is more than a job—it’s a chance to ensure that families receive the protection they deserve, through an underwriting process rooted in fairness, ethics, and care. Every case you assess contributes to our mission of making life insurance accessible, understandable, and just.

Commitment to Inclusive Hiring Practices

We believe that diverse voices drive better outcomes. We welcome applicants of all backgrounds, abilities, identities, and experiences. We aim to create a workplace where authenticity is valued, and each team member can contribute freely and confidently.

Building a Global Workforce: Applications are open to professionals from the United States, Canada, United Kingdom, European Union, Australia, India, and many other international regions.