Remote Insurance Underwriter — AI Risk & Pricing

Mercor; San Francisco (CA); Hybrid; GBP 68,000 - 97,000; Part time

Job summary

Mercor is seeking an Insurance Underwriting Specialist for a remote contract engagement. The role focuses on designing risk scenarios, underwriting decisions, and detailed policy analyses to support AI-assisted underwriting. Immediate start with a commitment of 20–40 hours per week.

The ideal candidate has 2+ years of underwriting experience, a strong ability to articulate pricing rationales, and superior written analysis. CPCU/CLU or equivalent credentials are preferred.

Qualifications

• 2+ years of professional underwriting experience.
• Ability to analyze policy provisions, exclusions, endorsements, and pricing factors.
• Excellent written analysis, balanced judgment, and attention to detail.
• Able to distinguish underwriting decisions from sales/agent recommendations and from formal legal advice.

Responsibilities

• Design risk scenarios including risk selection, exposure analysis, pricing, and coverage determinations.
• Create underwriting decisions, risk assessments, rating rationales, coverage analyses, and referral write-ups.
• Write high-quality reference responses at expert underwriting-professional level.
• Grade AI-generated responses for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment.
• Identify misread policy language, flawed risk classifications, and gaps in documented rationale.
• Provide written feedback to the research team to improve model behavior.

Skills

Underwriting experience

Policy provisions & exclusions

Risk assessment & pricing judgment

Written communication & analysis

Attention to detail

Education

CPCU/CLU/AINS/ARM/AU/FALU or equivalent credential

Job description

Mercor is seeking an Insurance Underwriting Specialist for a remote contract engagement. The role focuses on designing risk scenarios, underwriting decisions, and detailed policy analyses to support AI-assisted underwriting. Immediate start with a commitment of 20–40 hours per week.

The ideal candidate has 2+ years of underwriting experience, a strong ability to articulate pricing rationales, and superior written analysis. CPCU/CLU or equivalent credentials are preferred.