Remote Insurance Advisor — Life & Wealth Solutions

BMO U.S.; Ontario (CA); Remote; USD 40,000 - 85,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO U.S. is hiring for a Wealth Sales & Service Insurance role that focuses on promoting and selling insurance products through inbound and outbound channels while meeting regulatory licensing requirements.

The position supports strategic initiatives and builds strong relationships with stakeholders to drive premium growth and client satisfaction. The role requires 3–5 years of relevant experience plus post-secondary education, plus LLQP/RIBO or OTL licenses as applicable.

Qualifications

• Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Must meet the licensing and certification requirements for the team / branch / jurisdiction where the mandate is being fulfilled.
• For Life Insurance products: Life License Qualification Program (LLQP), RIBO or Level 2 license in Ontario/Quebec equivalent.
• For Other Than Life (OTL) Insurance products: Valid OTL insurance license in Ontario and/or Quebec with an expectation to work towards the A&S/ LLQP license within 3 months of employment.
• Experience in a call center environment preferred.
• Working knowledge of life insurance products; life insurance product application; life insurance law, compliance and regulations.
• Verbal & written communication skills - In-depth.
• Collaboration & team skills - In-depth.
• Analytical and problem solving skills - In-depth.
• Influence skills - In-depth.

Responsibilities

• Promotes and sells Insurance products and solutions through inbound and outbound channels to uncover insurance needs and tailored solutions.
• Drives sales growth and meets individual targets.
• Delivers the desired client experience to customers and prospects.
• Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
• Provides advice and guidance to assigned business/group on implementation of solutions.
• Applies for and/or maintains relevant licenses for the products / market where the role is performed; satisfies Continuing Education and Errors & Omissions Insurance requirements, as directed.
• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Builds effective relationships with internal/external stakeholders and ensures alignment.
• Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
• Provide answers to technical questions regarding life insurance necessary for the licensed agents to perform their duties.
• Ensures the timely development of program scripting, objection handling and training.
• Ensures all legal and compliance issues related to sales are met.
• Identifies business needs, designs/develops tools and training programs; may include delivery of training to audiences.
• Supports the achievement of the business plan.
• Supports the delivery of the desired client experience to enhance business opportunities.
• Collaborates effectively with internal stakeholders to build capability and drive business growth.
• Adheres to all legal and compliance requirements in the course of conducting business activities.
• Completes necessary administrative functions, as assigned (sales reports, follow up on pending business, etc.).
• Focus may be on a business/group.
• Thinks creatively and proposes new solutions.
• Exercises judgment to identify, diagnose, and solve problems within given rules.

Skills

Insurance sales

LLQP/RIBO license

OTL license Ontario/Quebec

Call center experience

Education

Post-secondary degree

Tools

Life insurance product knowledge

Job description

BMO U.S. is hiring for a Wealth Sales & Service Insurance role that focuses on promoting and selling insurance products through inbound and outbound channels while meeting regulatory licensing requirements.

The position supports strategic initiatives and builds strong relationships with stakeholders to drive premium growth and client satisfaction. The role requires 3–5 years of relevant experience plus post-secondary education, plus LLQP/RIBO or OTL licenses as applicable.