Remote DE Underwriter (FHA)

National Mortgage Staffing; Tampa (FL); Remote; USD 70,000 - 90,000; Full time

Job summary

A reputable lender is seeking a DE Underwriter with 203K experience for a fully remote position. Key responsibilities include underwriting FHA loans, analyzing documentation for risks, and ensuring compliance with agency standards. Candidates must reside in a U.S. state outside California and work full-time Eastern Standard Time hours.

Qualifications

• Actively underwritten FHA loans with DE CHUMS ID recently.
• Demonstrated experience in renovation loans and compliance standards.

Responsibilities

• Review and underwrite FHA and renovation loan files according to guidelines.
• Analyze credit, income, assets, and documentation for accuracy.
• Ensure all decisions meet compliance and quality standards.

Skills

Experience in underwriting FHA loans

Knowledge of 203K renovation loans

Compliance with agency and investor guidelines

Job description

Job Title: DE Underwriter (203K Experience Required)
Location: Remote (Must reside in any U.S. state except California)
Schedule: Full-Time | Eastern Standard Time (EST) Hours Required

Overview:
We’re partnering with a reputable lender looking to add an experienced DE Underwriter to their team. This is a fully remote role, but candidates must be located outside of California and available to work standard Eastern Time business hours.

Key Requirements (Must-Have):

• Must have actively underwritten and signed off FHA loans using a DE CHUMS ID within the last 11 months

• Active DE CHUMS ID

• Demonstrated experience with 203K renovation loans (required)

• Must reside in a U.S. state other than California (client is not registered to employ in California)

• Availability to work a full-time Eastern Standard Time (EST) schedule

Responsibilities:

• Review and underwrite FHA and renovation loan files in accordance with agency, investor, and company guidelines

• Analyze credit, income, assets, and collateral documentation for accuracy and risk

• Review and clear conditions; issue final approvals using DE credentials

• Ensure all decisions meet compliance, quality, and production standards

• Communicate with internal teams to resolve issues and support a smooth closing process

• Stay current on all HUD/FHA guideline updates, including 203K regulations

Please note:
NMS is recruiting on behalf of the hiring company. We do not set requirements compensation, work schedules, or employment policies.