Remote Credit Risk Review Lead

Huntington National Bank; Detroit (MI); Hybrid; USD 93,000 - 189,000; Full time

Job summary

Huntington National Bank is seeking a Credit Review Team Leader in Detroit to report to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding environment and strong knowledge of credit risk review methodologies.

The role requires developing relationships with bank management and regulators, guiding annual strategic plans, and monitoring credit-related risk across the bank and its affiliates.

Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, Business or related field.
• 7+ years of progressively responsible experience in credit review, risk and/or credit risk management, portfolio monitoring, underwriting and/or analysis, including a management role.

Responsibilities

• Serve as the departmental subject matter expert in Consumer/Scored Commercial Credit Risk, including originations, portfolio-level monitoring, risk management, credit data analysis and general knowledge of lending support area practices impact on credit risk within the financial services industry.
• Develop and maintain working relationships with bank management, regulators, as well as with the broader Credit Review team to execute review responsibilities effectively and efficiently.
• Contribute to the development and execution of Credit Review’s annual and strategic plans, including the monitoring of annual plan progress, identification of required changes, adherence to engagement budget/staffing and post-exam follow-up on status of identified recommendations
• Participate in the monitoring of credit-related risk throughout the Bank and the Holding Company including subsidiaries.
• Provide technical guidance for integrated CR engagements.
• As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and indirect credit risk inherent in products/services and related activities administered by business segments, assess adherence to policies and procedures and compliance with legal and regulatory requirements, and evaluate results to determine if issues exist and improvement recommendation are necessary.
• Coordinate with the management team on the development of credit review objectives and related procedures to address relevant credit risks.
• Contribute to the continuous improvement of Credit Review tools and methods.
• Identify and communicate emerging risk issues to enhance credit risk management practices across the enterprise.
• Through contribution to Credit Review leadership presentations, provide senior management and the Board of Directors with information regarding the identification, measurement, and management of credit risk for designated credit risk focus areas in the Consumer Lending segments.
• Represent Credit Review in risk meetings with business segments and affiliates, executive leadership, and the Board when necessary.
• Strong verbal and written communication skills, the ability to engage in difficult conversations, as well as ability to manage multiple engagements/projects simultaneously are essential to providing a strong, independent role when evaluating areas of the Bank and Holdco

Skills

Credit risk management

Risk assessment

Portfolio monitoring

Leadership

Communication skills

Education

Bachelor’s degree in Accounting, Finance, Economics, Business or related field

Tools

MS Access

Excel

Word

Credit analysis tools

Statistical analysis tools

Job description

Huntington National Bank is seeking a Credit Review Team Leader in Detroit to report to the Credit Review Group Manager. The ideal candidate is a proven credit risk manager with an exceptional delivery track record within a demanding environment and strong knowledge of credit risk review methodologies.

The role requires developing relationships with bank management and regulators, guiding annual strategic plans, and monitoring credit-related risk across the bank and its affiliates.