Remote Coverage Specialist

AIL; Port Saint Lucie (FL); Remote; USD 50,000 - 100,000; Full time

Benefits offered by this job

Weekly paychecks

Medical premium reimbursement

Industry training

Coaching

Performance incentives

Remote work

Union representation through OPEIU 277

Job summary

American Income Life / Globe Life is seeking driven professionals to join our 100% remote team as Financial Protection Representatives. You will review client needs, discuss life, health, and accident coverage, and schedule virtual appointments with warm leads.

No prior insurance experience required; training and licensing guidance are provided. You’ll work from home, earn commissions with performance-based incentives, and receive ongoing coaching and mentorship.

Qualifications

• 18+ years and legally eligible to work in the United States.
• Own computer and reliable internet connection.
• Willing to obtain Life & Health Insurance License.
• No prior insurance experience required; training provided.
• Ability to work remotely and manage time effectively.

Responsibilities

• Connecting with prospective clients through warm leads.
• Setting and conducting virtual appointments.
• Identifying client needs through thoughtful conversation.
• Explaining life, supplemental health, and accident insurance products.
• Following up with clients and maintaining professional relationships.
• Participating in training, coaching, and team meetings.

Skills

Communication

Active listening

Organized

Self-motivated

Tech-savvy

Education

State Life & Health License

Job description

Turn your drive to succeed into a career that helps protect families.

AO Globe Life is looking for Financial Protection Representatives to join our remote team. In this role, you will help clients review their needs and explore insurance coverage designed to support financial security during life's unexpected moments.

This role is ideal for motivated professionals with backgrounds in customer service, sales, leadership, business ownership, or relationship management.

What You'll Be Responsible For

• Connecting with prospective clients through warm leads
• Setting and conducting virtual appointments
• Identifying client needs through thoughtful conversation
• Explaining life, supplemental health, and accident insurance products
• Following up with clients and maintaining professional relationships
• Participating in training, coaching, and team meetings

What You Can Expect

• Work entirely from home
• Warm leads provided to support your success
• Weekly paychecks and unlimited income potential
• Medical premium reimbursement
• Industry-leading online training
• Ongoing coaching and mentorship
• Performance-based incentives
• No overhead costs
• Union representation through OPEIU Local 277
• Long-term growth with a trusted organization serving members for 70 years

You May Be a Great Fit If You Are

• Confident speaking with new people
• Skilled at listening and asking thoughtful questions
• Organized and detail-oriented
• Self-motivated and accountable
• Comfortable learning computer systems

1. Interested in a career path with growth potential

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.