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Globe Life AO – American Income Division is seeking motivated, service-oriented individuals to join our virtual team as Remote Client Support Advisors. This work-from-home role offers flexible scheduling and a commission-based compensation structure with performance bonuses.
You will connect with working families, union members, veterans, and eligible associations through Zoom and phone consultations to explain available life, accident, and supplemental health insurance options.
Company: Globe Life AO – American Income Division
Location:100% Remote
Work Arrangement: Work From Home | U.S. Applicants Only
Schedule: Flexible | Full-Time Availability Preferred
Job Type: 1099 Independent Contractor
Compensation: Commission Only | Weekly Pay | Performance Bonuses
Experience: Entry Level | No Previous Insurance Experience Required
Training: Virtual Onboarding | Licensing Guidance | Ongoing Mentorship
Are you ready to explore a work-from-home career where you can help people, develop valuable professional skills, and create opportunities for long-term growth?
Globe Life AO is seeking motivated, service-oriented individuals to join our virtual team as Remote Client Support Advisors.
In this position, you'll connect with working families, union members, veterans, and eligible association members through Zoom and phone consultations. You'll help clients understand available life, accident, and supplemental health insurance benefits, answer questions, identify coverage needs, and assist with electronic enrollment once appropriately licensed.
This opportunity combines customer service, client relationship management, benefits education, and consultative insurance sales.
No previous insurance experience is required. We provide structured training, licensing guidance, mentorship, and ongoing professional development.
As a Remote Client Support Advisor, you'll help prospective and existing clients understand their available insurance options while providing professional service throughout the client relationship.
This is a client‑facing insurance sales and service position—not an hourly administrative or inbound‑only customer‑service role.
Your daily responsibilities may include:
Client Outreach: Contact interested individuals, respond to inquiries, confirm appointments, and conduct follow‑up.
Virtual Consultations: Meet with clients through Zoom or phone to discuss their needs and available benefits.
Benefits Education: Explain insurance products and coverage options clearly and professionally.
Enrollment Assistance: Once licensed, help eligible clients complete electronic applications and required documentation.
Client Support: Answer policy questions, assist with applicable coverage reviews, and maintain client relationships.
Training & Coaching: Participate in virtual product education, professional‑development sessions, and mentorship.
Independent Organization: Manage appointments, digital records, follow‑up, and daily business activity from your home office.
Representatives receive access to company-provided client opportunities, including individuals and families who have requested or expressed interest in receiving benefit information.
No lead purchasing is required.
The position may involve outbound calls, appointment scheduling, and client follow‑up.
No traditional random cold calling, door‑to‑door prospecting, or in‑person client meetings are required.
Our approach emphasizes client education, appropriate recommendations, enrollment assistance, and ongoing service.
Important Compensation Disclosure
This opportunity is structured as a 1099 independent contractor position with 100% commission‑based compensation.
It does not provide an hourly wage, guaranteed base salary, or traditional W-2 employee benefits.
Compensation opportunities may include:
Individual earnings depend on completed business, productivity, consistency, and performance.
No specific income is guaranteed. Individual earnings vary.
Applicants should understand and be comfortable with the commission‑only compensation structure before applying.
Client appointments, training, coaching, applications, and team communication are conducted virtually.
Representatives use technology such as:
Applicants must provide:
Computer equipment and home internet service are not provided by the company.
This opportunity is available to eligible applicants physically located within the United States.
Representatives have flexibility in organizing their schedules while maintaining consistent activity for:
Successful representatives are self‑motivated, dependable, organized, and comfortable managing their own schedules.
Required Insurance Experience: 0 Years
Previous insurance experience is not required.
Training and professional development may include:
Training is provided at no cost but is not hourly compensated.
An insurance license is not required when applying.
However, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring licensure.
Licensing guidance is provided.
Candidates are responsible for applicable licensing expenses, including study materials, examinations, background screening, fingerprinting, and state fees.
Applicants should be willing and financially prepared to complete the licensing process.
Eligible representatives may have access to:
Eligibility, qualification periods, production requirements, and other conditions may apply.
Representatives who demonstrate strong results, professionalism, consistency, and leadership potential may pursue additional responsibilities.
A potential career‑development path includes:
Client Support Advisor → Senior Benefits Advisor → Trainer/Mentor → Team Leader → Sales Management → Advanced Leadership
Future responsibilities may include:
Management advancement is performance‑based and is not guaranteed.
Applicants must:
Previous experience in any of the following may be helpful:
No college degree or previous insurance experience is required.
We value individuals who are coachable, organized, goal‑oriented, and genuinely interested in helping families.
Globe Life AO operates within the American Income Division of Globe Life and helps working families understand available financial‑protection benefits.
Our representatives serve clients virtually while receiving support from trainers, mentors, and agency leadership.
Our professional culture emphasizes integrity, client service, accountability, continuous learning, teamwork, mentorship, and performance‑based advancement.
Our Mission: Protect Every Child. Serve All Working People.
Qualified applicants will first receive an approximately 15‑minute career overview explaining the position, responsibilities, compensation structure, licensing requirements, training, and professional‑development opportunities.
Candidates who remain interested may then participate in a live Zoom interview with our hiring team.
Important Information About This Opportunity
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission‑based and performance‑driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self‑motivated, coachable, comfortable working independently, and interested in a performance‑based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.