Remote Benefits Advisor

AIL; Des Moines (IA); Remote; USD 30,000 - 80,000; Full time

Benefits offered by this job

Fully remote

Warm leads

Weekly pay

Unlimited earnings

Medical premium

Online training

Daily coaching

Incentive programs

No overhead

Union representation

70 years stable

Job summary

American Income Life / Globe Life offers a 100% remote, independent contractor opportunity. You will engage clients via virtual meetings, review needs, and explain life, health, and related coverage options.

Training, licensing guidance, and ongoing development are provided in a supportive environment. Candidates should be 18+, have access to a computer and reliable internet, complete required training, and obtain the appropriate state Life & Health Insurance License.

Qualifications

• Excellent written, verbal, and listening skills are required.
• Strong people skills and a client-focused mindset are essential.
• Detail-oriented and organized work style is needed.
• Familiarity with virtual meeting platforms and computer systems.
• Proactive and solution-focused approach is required.
• Ability to work independently and as part of a team.

Responsibilities

• Work with prospective clients from company-provided warm leads.
• Schedule and complete virtual appointments.
• Conduct needs reviews with clients.
• Explain life, accident, and supplemental health insurance options.
• Assist clients in understanding product benefits.
• Provide clear communication and timely follow-up.
• Maintain accurate client records.
• Participate in coaching, training, and leadership development.

Skills

Excellent written/verbal/listening

People skills

Detail-oriented

Virtual platforms

Proactive/Solution-focused

Independent/team mindset

Education

Life & Health Insurance License

Job description

Position Overview

AO Globe Life is seeking a Virtual Financial Services Associate to support clients as they explore insurance products designed to help protect their financial well-being. You will work remotely with individuals and families, conduct needs-based conversations, and explain available coverage options.

This role is ideal for candidates who are driven, professional, and interested in building a career through strong communication, client service, and ongoing personal development.

Responsibilities

• Work with prospective clients from company-provided warm leads
• Schedule and complete virtual appointments
• Conduct customer-focused needs reviews
• Explain life, accident, and supplemental health insurance options
• Assist clients with understanding product benefits
• Provide clear communication and timely follow-up
• Maintain accurate client records
• Participate in ongoing coaching, training, and leadership development

What We Offer

• Fully remote work environment
• Warm leads provided
• Weekly pay structure
• Unlimited earning potential
• Medical premium reimbursement
• Online training and resources
• Daily coaching and professional mentorship
• Performance incentive programs
• No overhead expenses
• OPEIU Local 277 union representation
• Opportunity with a stable organization serving members for 70 years

Qualifications

• Excellent written, verbal, and listening skills
• Strong people skills and client-focused mindset
• Detail-oriented and organized
• Comfortable using virtual meeting platforms and computer systems
• Proactive and solution-focused
• Able to work effectively on an independent basis and within a team

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.