Remote Auto Loan Underwriter

TEKsystems; Centennial (CO); Remote; USD 60,000 - 80,000; Full time

Job summary

Join a forward-thinking company as an Auto Loan Underwriter, where you will play a crucial role in evaluating loan applications for one of Colorado's top consumer lenders. This fully remote position allows you to work flexible hours, ensuring you can balance your professional and personal life. You'll leverage your expertise in auto loan underwriting, utilizing various systems to make informed decisions. With a competitive pay range and a comprehensive benefits package, this role offers a dynamic work environment where your contributions will directly impact the company's success. If you're passionate about driving innovation in the lending industry, this opportunity is perfect for you.

Benefits

Medical, dental, and vision insurance

401(k) retirement plan

Paid time off (PTO)

Employee Assistance Program

Transportation benefits

Qualifications

• 3+ years of auto loan underwriting experience required.
• Experience with LTV, DTI, and credit bureau reports essential.

Responsibilities

• Review loan files from dealers and credit unions thoroughly.
• Make final underwriting decisions based on comprehensive assessments.

Skills

Auto Loan Underwriting

Income Calculations

LTV Understanding

DTI Understanding

Credit Bureau Reports

Tools

ArcOS

L360

CUDL

Keystone Correlation

Meridian Link

Job description

We are currently hiring an Auto Loan Underwriter for one of the top Consumer Lenders in Colorado. This position is fully remote, and equipment will be provided. Candidates must be able to work between 12pm-9pm MST, Monday through Friday, and occasionally on weekends.

Responsibilities

1. Review individual loan files from dealers and credit unions, working from oldest to newest.
2. Perform comprehensive reviews of files, including assessments of LTV, DTI, credit reports, income calculations, and borrower history.
3. Enter notes on borrower files and follow up with dealers or credit unions as needed.
4. Make final underwriting decisions on files.
5. Utilize ArcOS, L360, Temenos, Keystone Correlation, Meridian Link, and/or CUDL daily.

Qualifications

• Must be able to work weekdays and weekends between 12pm - 9pm MT.
• At least 3+ years of auto loan underwriting experience.
• At least 2+ years of indirect auto loan underwriting experience.
• Understanding of LTV, DTI, and credit bureau reports.
• Experience with income calculations.
• Experience with at least one of the following systems: L360, CUDL, ArcOS, Keystone Correlation, LBQ, or Meridian Link.

Pay and Benefits

The pay range is $27.00 - $29.00/hr. Eligibility for benefits depends on employment status and other factors, and may include:

• Medical, dental, and vision insurance
• Critical illness, accident, and hospital insurance
• 401(k) retirement plan with pre-tax and Roth options
• Life insurance and AD&D
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Paid time off (PTO, vacation, sick leave)

Work Environment

This is a fully remote position.

Application Deadline

The position is expected to close on May 16, 2025.

About TEKsystems

TEKsystems is a leading provider of business and technology services, working with over 6,000 customers including 80% of the Fortune 500. We focus on strategy, design, execution, and operations to deliver business value and foster innovation. TEKsystems and TEKsystems Global Services are part of Allegis Group.

We are an equal opportunity employer, considering all applications regardless of race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, or other protected characteristics.