Relationship Manager

Quontic Bank; Macon (GA); On-site; USD 75,000 - 95,000; Full time

Job summary

Cadence Bank in Macon, GA is seeking an experienced Relationship Manager to analyze applicants’ financial status and determine loan feasibility. The role involves analyzing credit, approving loans, maintaining customer relationships, and managing a portfolio of loans.

The ideal candidate will have a Bachelor's degree and at least 6-8 years of experience in commercial lending, with excellent interpersonal skills and a sales-oriented approach.

Qualifications

• Minimum of 6-8 years of experience in a financial institution as a commercial lender.
• Knowledge of laws and regulations applicable to lending practices.

Responsibilities

• Analyzes applicant’s financial status and credit to determine loan feasibility.
• Approves loans that meet established lending criteria.
• Interviews commercial applicants and processes loan applications.
• Maintains customer relationships.
• Manages a portfolio of consumer and commercial loans.
• Prepares loan documentation and verifies accuracy.
• Represents the financial institution in public relations activities.
• Solicits business from potential and existing customers.

Skills

Excellent interpersonal and customer service skills

Sales oriented

Education

Bachelor’s Degree or equivalent work experience

Job description

Job Highlights

• Title: Relationship Manager
• Type: Full Time
• Experience: 6-8 Years
• Function: Community Banking
• Location: Macon, GA, United States
• Company: Cadence Bank

Company Profile

Cadence Bank offers a comprehensive suite of innovative banking and financial solutions for individuals, businesses, and corporations.

Job Profile

The bank is recruiting a Relationship Manager who will receive and review applications for commercial and consumer credit, primarily commercial.

Education Level

• Bachelor’s Degree or equivalent work experience

Work Experience

• Minimum 6-8 years of experience in a financial institution as a commercial lender
• Knowledgeable of laws and regulations applicable to lending practices.

Duties/Responsibilities

• Analyzes applicant’s financial status and credit to determine the feasibility of granting a loan.
• Approves loans that meet established lending criteria and are within approved lending limits.
• Interviews commercial applicants and processes loan applications.
• Maintains customer relationships.
• Manages a portfolio of consumer and commercial loans (primarily commercial).
• May coordinate some collection efforts.
• Prepares appropriate loan documentation and verifies that loan agreements are complete and accurate according to bank policy.
• Provides and maintains a professional, business-like atmosphere within the banking division.
• Represents the financial institution in public relations activities and community affairs.
• Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.

Skills/Knowledge/Abilities

• Excellent interpersonal and customer service skills
• Sales oriented

Working Conditions

• Regular and reliable attendance
• Works cooperatively with others

Employer’s Statement

Cadence Bank is an Equal Opportunity Employer.