Relationship Banker- Oakland, CA

Zionsbancorp; United States; Sur place; USD 93 000 - 122 000; Plein temps

Avantages offerts par ce poste

Medical, Dental and Vision Insurance –

Life and Disability Insurance

Paid Parental Leave and Adoption Allow

HSA, FSA and dependent care accounts

Paid Training, PTO and 11 holidays

401(k) with company match

Mental health benefits

Tuition Reimbursement

Employee Ambassador

Résumé du poste

Zions Bancorporation seeks a Relationship Banker for the Oakland, CA office. The role focuses on identifying lending opportunities, soliciting business activity, and handling commercial loans, with responsibility for developing loan objectives and policies.

The candidate will manage client relationships, provide banking solutions, and analyze risk and profitability to ensure client satisfaction and bank profitability. A bachelor’s degree and lending experience are required.

Qualifications

• Requires a bachelor’s degree in business, finance or related field and 2 years commercial lending, credit-related lending and bank sales experience.
• Knowledge of bank products, credit and lending techniques.
• Ability to expand loans and client relationships.

Responsabilités

• Acquire, analyze and maintain client relationships.
• Provide suitable credit, deposits or banking services to meet client needs.
• Analyze risks and profitability of client base for ongoing profitability.
• Solicit the sale of additional products and services to clients.
• Develop and implement marketing plans to expand business.
• Negotiate loan terms and conditions.
• Stay informed on industry, economic and financial conditions affecting clients.
• Other duties as assigned.

Connaissances

Bachelor's degree

Commercial lending

Interpersonal skills

Negotiation skills

Formation

Bachelor's degree

Description du poste

Relationship Banker- Oakland, CA(

Job Number:

1. hours per week: 40

Description

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.

We are looking for a Relationship Banker at our Oakland, CA branch. This role focuses on identifying appropriate lending opportunities, soliciting, and developing all types of business activity, specializing in commercial loans and participates in the development of overall commercial loan objectives, policies and practices.

Essential Functions:

• Responsible for acquiring, analyzing and maintaining client relationships.
• Provides suitable credit, deposit or other banking services as well as counsel and advice to best meet clients’ needs.
• Analyzes risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms.
• Solicits the sale of additional products and services to meet clients’ needs.
• Develops and implements marketing plans for expanding business.
• Negotiates loan terms and conditions.
• Remains well versed in industrial, economic and financial situations relating to assigned clients.
• May be assigned specialized industry or market segments.
• Other duties as assigned.

Qualifications:

• Requires a bachelor’s degree in business, finance or a related field and 2 years commercial lending, credit associated lending and bank sales experience. A combination of education and experience may meet requirements.
• Basic knowledge of bank products, credit and commercial lending techniques and procedures.
• Ability to expand loans, client relationships and bank products.
• Must have good interpersonal, oral and written communication skills needed to create relationships with loan clients.
• Good analytical and negotiation skills.
• Limited use and/or application of basic lending principles, theories, and concepts.

Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $93,000-$122,000 depending on job-related factors such as level of experience.

This position requires Federal Registration with the National Mortgage Licensing System (NMLS), in accordance with the SAFE Act.

Work Locations

California-Oakland-OAK – Oakland Office
ZBC
Small Business Lending

ABOUT OUR COMPANY

Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.
The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.
For more information,

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
If you are an individual with disabilities who needs accommodation or you are having difficulty using our Web site to apply for employment, please contact us at [phone], Mon.-Fri. between 9 a.m. – 5 p.m. MST
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