Relationship Banker

First Bank; Westlake Village (CA); On-site; USD 52,000 - 76,000; Full time

Job summary

First Bank is seeking a Banking Specialist II to join our branch team in California. This role focuses on opening new accounts, handling transactions, and providing exceptional client service while building relationships with clients and cross-selling products.

A strong emphasis on accuracy, compliance, and customer care is essential. You will support daily branch operations, assist with loan applications and disclosures, and work to grow client satisfaction.

Qualifications

• High School Diploma or Equivalent.
• Minimum of 12 months client service experience preferred.
• Previous cash-handling experience required.
• Previous banking experience strongly preferred.
• NMLS registration preferred.
• Developed customer service skills, including written and verbal communication.
• Ability to use a PC and alpha/numeric keyboard.
• Flexible work week schedule, which may include Saturdays.

Responsibilities

• Providing excellent client service by accurately and expeditiously opening new accounts and other products for current clients and new clients to the Bank.
• Providing maintenance on accounts and products when requested and authorized by the client.
• Expanding the use of alternative delivery systems by explaining Online Banking, Online Bill Pay, ATM network, Debit Card, and Client Contact Center.
• Identifying the need for borrowing and originating consumer loan applications; assisting in processing loan applications and closing.
• Increasing sales and cross-sell opportunities by participating in sales events and promotional activities.
• Greeting clients with a courteous and friendly demeanor and maintaining relationships by processing transactions such as deposits, withdrawals, payments, and check cashing.

Skills

Customer service

Cash handling

Banking experience

NMLS registration

Communication skills

Education

High School Diploma or equivalent

Job description

Banking Specialist II

This position, Banking Specialist II, may be called by many other names: New Accounts Representative, Senior Teller, etc. At First Bank, we choose to call you a \"specialist\" because that is what you are! You have mastered the art of handling transactions at the teller window and are working to gain more training and skills to help clients with new accounts as well as other non-monetary transactions.

What You Will Be Doing

• Providing excellent client service by accurately and expeditiously opening new accounts and other products for current clients and new clients to the Bank. Providing maintenance on accounts and products when requested and authorized by the client. For those quoting rates, terms and fees on all products and services and providing necessary disclosures as required (NMLS registration will be required).
• Expanding the use of alternative delivery systems by explaining the merits of other systems such as Online Banking System, Online Bill Pay, ATM network, Debit Card, and Client Contact Center.
• Identifying the need for borrowing and originating consumer loan applications. Assisting in the processing of loan applications and closing.
• Increasing sales and cross-sell opportunities by participating in sales events such as in-aisle sales (where applicable), internal/external events, out bound calls, and promotional activities.
• Supporting our Bank's culture and client-friendly environment by greeting clients with a courteous and friendly demeanor, including greeting clients by name when possible.
• Ensuring continued relationships with our clients by processing client transactions such as deposits, withdrawals, payments, check cashing, etc. courteously, accurately and as expeditiously as possible.
• Assuring Branch compliance by performing a variety of tasks, including but not limited to, the following: cash audits, alarm tests, loss prevention training, safe deposit delinquencies, ATM balancing, monthly and quarterly branch audits, regulation training, monthly security reports, balancing of travelers checks, official checks and money orders.
• Protecting the interests of the Bank and our clients by following all security, regulatory and audit procedures, including daily balancing of individual teller drawers, ATM and vault. Maintaining of proper dual control and appropriate holds. Accurately balancing assigned cash drawer on a daily basis. Immediately reporting out of balance conditions to branch management.
• Helping coach Banking Specialist I on products, services, policies and procedures.
• Contributing to the Bank's success by identifying sales opportunities and referring clients to the appropriate area. Works towards achievement of branch and individual sales and referral goals.
• Working to retain existing client relationships and obtain new ones by conducting calls on maturing accounts, following up on leads, referrals and other prospecting opportunities.
• Driving branch profitability and client satisfaction by getting to know clients and encouraging their consideration of other Bank products where they may benefit the client. (In-Store) Should cultivate relationship with retail store associates.
• Contributing to the Bank's efforts in reaching and surpassing its Community Reinvestment Act goals by participating in community service activities.

• High School Diploma or Equivalent
• Minimum of 12 months previous client service experience preferred
• Previous cash-handling experience required
• Previous banking experience strongly preferred
• NLMS registration preferred
• Developed customer service skills, including written and verbal communication
• Ability to use a PC and alpha/numeric keyboard
• Flexible work week schedule, which may include Saturdays