Relationship Banker

vnbcareers; Cedar Grove (NJ); On-site; USD 32,000 - 42,000; Full time

Job summary

vnbcareers is seeking a Branch Teller to grow existing customer relationships, acquire new ones, and provide full-service banking support in Cedar Grove, NJ. You will open new accounts, discuss loan products, and promote online banking while keeping a professional, customer-focused approach.

Responsibilities include handling transactions, balancing cash, and maintaining knowledge of bank products. Cross-selling and community involvement are encouraged as part of delivering superior service.

Qualifications

• High School Diploma or GED; minimum one year experience in customer service with cash handling.
• Strong communication and interpersonal skills; ability to cross-sell financial products.
• Proficient with computers and banking technology.

Responsibilities

• Grow existing customer relationships and acquire new ones through sales execution, lead management, and cross selling.
• Deliver exceptional customer service aligned with the bank's mission, engaging customers with friendly, professional, solution oriented service.
• Maintain knowledge of bank products and services, educating customers and cross-selling to meet financial needs.
• Present a professional demeanor to establish trust, assess customer needs, and recommend financial solutions.
• Open new accounts (checking, savings, CDs, and IRAs) and discuss/sell loan products to customers.
• Demonstrate online and mobile banking capabilities.
• Meet customer expectations and achieve service quality standards; participate in sales referral process and coaching of branch staff.
• Perform transactions efficiently, balance cash drawer, and use teller equipment.
• Serve as Vault Teller, manage currency/coin orders and distributions.
• Participate in community events and CRA initiatives.
• Report significant matters to management while ensuring compliance.
• Adhere to code of conduct and bank policies.

Skills

Verbal communication

Written communication

Customer service

Cross-selling

Cash handling

Financial products knowledge

Problem solving

Attention to detail

Multi-tasking

Proficient computer skills

Education

High School Diploma

Associates degree

Bachelors degree

Job description

Responsibilities include but are not limited to:

• Focus on growing existing customer relationships and acquiring new ones through consistent sales execution, lead management, and proactive cross selling.
• Deliver exceptional customer service in alignment with the bank's mission, engaging customers with friendly, professional, and solution oriented service.
• Maintain strong knowledge of all bank products and services, effectively educating customers and cross-selling to meet their financial needs.
• Present a confident and professional demeanor to establish trust, access customer needs, and recommend appropriate financial solutions.
• Meet with customers to conduct financial needs assessments, maximize sales opportunities, and provide full-service support. Open new accounts, including checking, savings, CDs, and IRAs and discuss/sell loan products to existing and prospective customers.
• Demonstrates and promotes online and mobile banking capabilities.
• Responsible for meeting customer expectations and achieving service quality standards. Participate/oversee the sales referral process ensuring customer financial needs are met and assist management in coaching and mentoring branch staff.
• Perform all customers' transactions efficiently while leveraging technology to enhance service. Maintains and balances a cash drawer and utilizes teller scanning equipment, cash recyclers, cash dispensers, and coin machines.
• Serve as Vault Teller ensuring adequate branch cash levels by managing currency and coin orders, shipments, and distribution to tellers within established limits.
• Participate in community events and supports CRA initiatives, activities, and programs.
• Report significant matters, issues, and unusual customer activity to management while maintaining strong knowledge of compliance and regulatory requirements.
• Adhere to the bank's code of conduct and all policies and procedures.

Required Skills:

• Excellent verbal and written communication. Ability to write correspondence and appropriately and accurately demonstrate products and services to customers.
• Excellent interpersonal - customer service skills, attentiveness, information retention, tact and diplomacy in dealing with both customers and employees.
• Strong analytical, problem solving, and decision-making skills to effectively uncover and resolve complex customer issues.
• Ability to make sound decisions which include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank exposure to loss or fraud and the ability to think through and rationalize decisions.
• Ability to interpret a variety of instructions furnished in written, oral, diagram or scheduled form.
• Provides deep understanding of Retail Banking and strong Customer Service Skills with the ability to engage customers in conversation regarding products and services.
• Detail oriented, strong organizational skills, and high degree of accuracy.
• Ability to manage multiple projects simultaneously.
• Proficient computer skills.

Required Experience:

• High School Diploma or GED equivalent; and minimum of one year experience in customer service, retail sales and service position with cash handling, or a similar role.

Preferred Experience:

• 1 year of business services experience in branch banking and knowledge of branch operations or successful completion of a Valley Retail training program.
• Associates degree or Bachelors' degree with concentration in accounting, business, finance, economics or a related field.
• FIS/IBS (Integrated Banking Solutions).