Regulatory Specialist

lennar; Phoenix (AZ); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health insurance

401(k) match

Paid parental leave

Education assistance

Job summary

Lennar Mortgage seeks a Regulatory Specialist to support the Compliance Management Program. The role provisions regulatory guidance to business partners, interprets federal and state mortgage requirements, and helps mitigate risk across the organization.

Responsibilities include reviewing marketing materials for compliance, drafting and maintaining policies, and monitoring regulatory developments. Strong research skills, attention to detail, and proficiency with MS Office are essential for

Qualifications

• Minimum of 3–5 years of mortgage compliance experience.
• Strong knowledge of federal and state mortgage lending regulations (ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, TCPA).
• Proficiency with Microsoft Office (Outlook, Excel, Word, PowerPoint).
• Excellent verbal and written communication skills, high attention to detail.

Responsibilities

• Research, interpret, and communicate mortgage regulatory requirements to partners across the organization.
• Collaborate on enterprise-wide compliance projects and training.
• Review consumer-facing ads and provide regulatory guidance to Marketing.
• Utilize Encompass to investigate loan-level issues.
• Monitor regulatory developments and prepare for examinations.

Skills

Regulatory compliance

Mortgage regulations

Regulatory research

Written communication

Attention to detail

Deadline management

AI tools familiarity

Tools

Encompass

Job description

Regulatory Specialist

We are Lennar

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Join a Company that Empowers you to Build your Future

The Regulatory Specialist plays an integral role in upholding and strengthening Lennar Mortgage's Compliance Management Program. As a member of the Compliance Department, the position serves as a resource to business partners across the organization by providing regulatory guidance, identifying and mitigating risk, and promoting adherence to federal and state mortgage regulations and company policies.

Your Responsibilities on the Team

• Research, interpret, and communicate federal and state regulatory requirements to business partners across the organization
• Collaborate with Compliance team members and business partners on enterprise-wide projects, training, and other compliance initiatives
• Review consumer-facing advertisements and provide regulatory guidance to the Marketing Department
• Utilize Lennar Mortgage's loan origination software, Encompass, to investigate loan-level issues
• Research compliance-related inquiries from various lines of business and provide accurate and timely responses
• Conduct transaction testing and monitoring of loan samples to identify risks and control weaknesses
• Report findings to management, recommend corrective actions, and support business partners in remediation efforts
• Monitor regulatory developments, industry trends, and emerging guidance to evaluate business impact and implementation requirements
• Draft, review, and maintain company policies, procedures, training materials, and other resources
• Leverage emerging technologies, including artificial intelligence (AI) tools, while adhering to company governance and security requirements
• Prepare for and assist with federal and/or state examinations as needed
• Perform other duties and special projects as assigned

Required Experience

Minimum of 3 to 5 years of mortgage compliance experience

Required Skills

• Strong knowledge of federal and state mortgage lending regulations, including ECOA, HMDA, RESPA, TILA, UDAAP, ATR/QM, TRID, MAP, CAN-SPAM, SCRA, and TCPA
• Ability to research, interpret, and apply regulations to business activities
• Proficiency in Microsoft Office applications, including Outlook, Excel, Word, and PowerPoint
• Effective verbal and written communication skills
• Strong attention to detail and accuracy
• Ability to manage workload, balance multiple priorities, and meet deadlines in a fast-paced environment

Preferred Experience & Skills

• Knowledge of ICE Mortgage Technology Solutions, specifically Encompass preferred
• Experience conducting Fair Lending reviews, including redlining analysis, matched-pair testing, or related monitoring activities preferred
• Ability to prepare and/or submit regulatory reports, such as quarterly HMDA Loan Application Register data and Mortgage Call Reports (MCRs) preferred

This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice.

During the course of your employment, you may be required to use, download, or access certain Company-approved tools, programs, applications, or systems. These resources may include, but are not limited to, applications designed for customer engagement, operational efficiency, data analysis, Artificial Intelligence (AI) tools, and other business functions.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Life at Lennar

• Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of.
• Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future.
• Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments.
• Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations.
• From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous H