Loan Officer

Lennar Mortgage; Fresno (CA); On-site; USD 26,174 - 30,307; Full time

Job summary

Lennar Mortgage is seeking a Field Loan Officer to establish and nurture relationships with clients, homebuilding associates, and referral sources. You will conduct on-site meetings, assess financial data, and guide customers through mortgage options while adhering to company roadmaps.

The role emphasizes face-to-face engagement, travel to communities, and proactive loan origination in a regulated environment.

Qualifications

• Minimum of 3 years of Loan Originating experience.
• NMLS License & state license or willingness to obtain within 30 days of employment.
• Fluent in Spanish - Speaking and Writing (preferred).
• Valid driver’s license and dependable transportation.

Responsibilities

• Business development and customer relations: generate leads through community visits, realtor offices, seminars, and events.
• Customer-centric: recommend mortgage solutions and review/lock rates prior to closing.
• Lead management: daily outreach to schedule in-person/virtual meetings and maintain stakeholder communication.
• Loan origination and advisory: prepare loans in compliance with regulations and provide product recommendations.
• Sales support and reporting: assist consultants with pre-qualifications and maintain detailed origination records.

Skills

Loan Origination

Client Relations

Sales Experience

Spanish Proficiency

Education

Highschool Diploma or Equivalent

Bachelor’s degree preferred

Job description

Loan Officer (Field)

We are Lennar

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Job Description

Loan Officer (Field)

We are Lennar

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

A Career that Empowers You to Build Your Future

As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.

• A career with purpose.


• A career built on making dreams come true.


• A career built on building zero defect homes, cost management, and adherence to schedules.

Your Responsibilities On The Team

• Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors’ offices, and relevant locations. Conduct regular “First Time Homebuyer Seminars” in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company’s offerings, obtain loan applications, and attend closings.


• Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.


• Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.


• Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the \"Loan Officer\" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.


• Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the \"Loan Officer\" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.

Your Toolbox

• Highschool Diploma or Equivalent


• Four-year college degree (preferred)


• Minimum of 3 years of Loan Originating experience


• Valid driver’s license and dependable mode of transportation


• NMLS License & specific State license or be (willing to get within 30 days of employment)


• Fluent in Spanish -Speaking and Writing (preferred)


• Self-starter and able to work independently


• Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities


• A genuine passion for delivering exceptional experiences to customers


• Proficient in using standard office software (e.g., Microsoft Office Suite)


• Proficient in using mortgage industry software and tools

This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities and activities may change at any time with or without notice.

During the course of your employment, you may be required to use, download, or access certain Company-approved tools, programs, applications, or systems. These resources may include, but are not limited to, applications designed for customer engagement, operational efficiency, data analysis, Artificial Intelligence (AI) tools, and other business functions.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

• This information is intended to be a general overview and may be modified by the company due to factors affecting the business.

General Overview of Compensation & Benefits:

We reasonably expect the base compensation offered for this position to range from an hourly rate of $19.36 - $19, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.

• This position may be eligible for bonuses.


• This position may be eligible for commissions.


• This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.


• This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

Life at Lennar

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.

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Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.