Regulatory Credit Examiner – Mortgage & Consumer Lending

State-of-Maine; Gardiner (ME); On-site; USD 54,000 - 76,000; Full time

Benefits offered by this job

Health Insurance Coverage

Retirement Plan

Parental leave

Paid holidays

Dental Insurance

Job summary

State-of-Maine seeks a professional to examine mortgage lender and consumer credit licensing compliance. Responsibilities include reviewing loan files, investigating complaints, and writing detailed reports. Position involves approving licenses and, when required, testifying in hearings.

The role requires knowledge of consumer lending laws, data analysis, and ability to communicate clearly. Previous state/federal regulatory experience is preferred.

Qualifications

• One year experience in the examination of credit agency policies and practices.
• Comparable work experience may be substituted for education on a year-for-year basis.
• Preference for candidates with background in regulatory compliance, auditing, or administrative law enforcement, and with advanced computer or data analysis skills.

Responsibilities

• Review mortgage contracts and consumer loan files.
• Investigate consumer complaints and recommend resolutions.
• Write detailed investigation reports and summaries.
• Approve license applications and renewals; may testify in administrative hearings.

Skills

Regulatory compliance

Auditing

Data analysis

Written and verbal communication

Education

Bachelor's Degree

Job description

State-of-Maine seeks a professional to examine mortgage lender and consumer credit licensing compliance. Responsibilities include reviewing loan files, investigating complaints, and writing detailed reports. Position involves approving licenses and, when required, testifying in hearings.

The role requires knowledge of consumer lending laws, data analysis, and ability to communicate clearly. Previous state/federal regulatory experience is preferred.