Regulatory Counsel

CCFI Companies, LLC; United States; Remote; USD 100,000 - 150,000; Full time

Job summary

A leading company in the consumer finance industry seeks a Regulatory Counsel to provide strategic advisory services and manage regulatory compliance. This remote position involves collaboration with internal teams and regulators, focusing on consumer lending laws. The ideal candidate will have a strong legal background, excellent communication skills, and a commitment to ethical standards.

Benefits

Flexible Paid Time Off

Comprehensive training program

Professional Development Programs

Medical, Dental, & Vision coverage

401(k) with Company match

Optional pet insurance

Qualifications

• Licensed attorney with 3-7 years in consumer lending or regulatory practice.
• Experience in a major law firm or as in-house counsel preferred.

Responsibilities

• Serves as regulatory subject matter expert on consumer lending laws.
• Monitors legislative and regulatory developments.
• Guides regulatory exam management team.

Skills

Leadership

Communication

Teamwork

Time Management

Risk Management

Education

Graduate of an accredited law school

Job description

Overview

Regulatory Counsel

Remote

Position Summary

The Regulatory Counsel is responsible for providing strategic advisory services, oversight, and guidance on regulatory requirements and compliance with applicable federal and state laws, rules, and regulations affecting the consumer finance industry. The role adaptively provides new solutions to achieve results to identify, reduce, and manage regulatory and reputational risk. In addition, you will manage people resources to develop, communicate, and maintain regulatory framework that aligns with regulatory requirements, and assist the Company in managing and mitigating regulatory risk. The Regulatory Counsel will report directly to the Deputy General Counsel and will serve as an essential team member within the Legal Department.

Responsibilities

• Serves as regulatory subject matter expert with focus on federal and state consumer lending laws, advises various internal partners regarding regulatory requirements and expectations, and management of related legal and regulatory risk.
• Creates and revises Company documents in accordance with changes in business operation and regulatory compliance.
• Monitors relevant legislative, regulatory, and supervisory developments, and assists business partners in analyzing and advising on the impact of those developments.
• Engages with regulators regarding key regulatory areas of focus as necessary through the examination process or through relationship building.
• Guides and supports the activities of the regulatory exam management team as needed.
• Collaborates routinely with other members of the legal team and functional and business groups as part of a variety of cross-functional teams.
• Responds to questions from and provides advice to other groups and employees, regarding the application of regulatory policies and procedures.
• Builds key relationships across the company to effectively and efficiently deliver timely legal advice and results.
• Provides legal counsel on processes, regulatory changes, controls, and deficiency remediation.
• Participates in a broad range of other legal and risk-related matters as needed from time to time.
• Provides legal counsel and guidance related to the expansion of product offerings in new markets.
• Engages external counsel and resources as needed.

Qualifications

• Licensed attorney with at least 3-7 years of experience in consumer lending, regulatory or other relevant practice areas
• Experience in a major law firm and/or as in-house counsel preferred
• Graduate of an accredited law school
• Strong academic record
• Highest ethical standards and integrity
• Strong leadership skills
• Risk-focused and service-oriented mindset
• Excellent writing and communication skills
• Excellent judgment
• Ability to effectively interact with a wide variety of internal clients
• Strong teamwork/collaboration skills
• Effective time-management skills
• Physical demands for this position frequently include: the ability to remain in a stationary position, move about freely inside and occasionally outside of the office, and the operation of mechanical controls, such as a keyboard
• Marketing, social media, training, and/or communications methods, process, and administration knowledge

What We Offer

Our Benefits Include*

• Uncapped Flexible Paid Time Off

• A comprehensive new hire training program designed to help set you up for success

• Access to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal development

• Professional Development and Mentor Programs plus Ongoing Training Resources

• Multiple coverage levels for Medical, Dental, & Vision

• Group Health & Wellness Program, plus special savings on retail items, travel, and entertainment

• Traditional 401(k) and Roth 401(k) with Company match

• Options for Flexible Spending Accounts and Health Savings Accounts

• Basic and AD&D Life Insurance

• Optional pet insurance

• Voluntary benefits, including short-term and long-term disability insurance, accident, critical illness, and hospital confinement insurance

• Performance-based career advancement

*Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements.

Our Commitment to Diversity, Inclusion & Belonging

Diversity at the Community Choice Financial Family of Brands is one of the driving forces behind our Company’s success and we are committed to hiring, developing, and retaining talent of various backgrounds who demonstrate our shared values. We have worked to create a welcoming and inclusive environment where Team Members can collaborate freely to help spark innovation, drive creativity, advance their skillset, and move their career forward. Our commitment to diversity isn’t just about the work we accomplish; it’s about fostering a sense of belonging where talented Team Members can bring their whole selves to work to help maximize their full potential.

Our Workplace Awards and Recognition

We are honored to be recognized as a Military Friendly Employer for 2021, 2022, and 2023, a Best Company to Work for by InHerSight, and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2022 and 2023.

About Us

Community Choice Financial Family of Brands ("CCF") is a leading retailer of financial services to unbanked and underbanked consumers. CFF is the parent company to eleven brands including TitleMax, TitleBucks, InstaLoan Check Into Cash, Cash 1, Check Smart, Easy Money, Rapid Cash, and Speedy Cash. With more than 1,700 retail storefronts and several online products available in 20+ states, CCF is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most.

The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills and abilities included have been determined to illustrate the minimal standards required to successfully perform the position.

Important: The Community Choice Financial Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domains @ccfi.com, @titlemax.com or @titlemax.biz. In-store positions are in-person only, remote options not available.

The Community Choice Financial Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all background are encouraged to apply. CCFI Companies, LLC is an equal opportunity employer.