Regulatory Compliance Specialist II

First Internet Bank; Fishers (IN); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) retirement plan with match

Professional development reimbursement

Three weeks paid vacation annually

Eleven paid holidays

Paid volunteer time

Annual merchandise allowance

Job summary

First Internet Bank in Fishers is seeking a Compliance Officer to oversee risk-based regulatory compliance. Candidates must have a minimum of five years of bank or credit union experience and at least three years in a compliance role.

This position includes responsibilities such as coordinating compliance monitoring, developing testing programs, and ensuring adherence to banking regulations. The role requires excellent communication skills and strong analytical abilities.

Qualifications

• Five years of bank or credit union experience with compliance role exposure.
• Experience analyzing data and regulatory compliance.
• In-depth knowledge of multiple banking regulations.

Responsibilities

• Coordinate compliance monitoring across the organization.
• Develop monitoring and testing programs.
• Maintain issues management trackers.

Skills

Regulatory compliance

Data analysis

Banking regulations

MS Excel proficiency

Research skills

Communication skills

Problem-solving

Attention to detail

Education

Five years of banking experience

CRCM certification preferred

Tools

Tableau

Jira

Risk Exec

Job description

Job Details

Job Location: First Internet Bank of Indiana, Fishers - Fishers, IN 46038

What You Will Do

• Coordinate, implement, and execute risk‑based regulatory compliance monitoring reviews across the organization in accordance with the Bank's Compliance Management Program.
• Develop and enhance monitoring and testing programs based on regulatory and strategy expectations.
• Perform compliance reviews for regulatory compliance and provide written documentation of outcomes.
• Maintain issues management trackers.
• Assist in risk assessments and control identifications.
• Align testing schedule with risk assessment outcomes.
• Identify and troubleshoot gaps in processes with fintech partners.
• Assist in Fair Lending Reviews and testing.
• Assist in CRA, HDMA, and Dodd‑Frank Rule 1071 reporting reviews/validations for annual filing.
• Perform compliance reviews for marketing and promotional materials.
• Provide guidance and support for day‑to‑day compliance related issues.
• Participate in various compliance‑related committees, audits, and examinations.
• Develop and manage strong working relationships with business units.
• Keep the Bank current with the regulatory environment and expectations through research and discussions with peers, seminars, webinars, and regulatory bodies.
• Develop and assist in implementation of new regulations and identification of necessary controls.
• Analyze and implement changes and enhancements to the assigned programs based on new and changed regulations, guidance, enforcement actions, and industry trends.
• Assist in developing reports for senior management to include Key Risk Indicators (KRIs).
• Perform other duties as assigned.

What We’re Looking For

• Minimum of five years of bank or credit union experience, with at least three years in a compliance‑responsible role with exposure to multiple regulations.
• Experience in analyzing data and summarizing conclusions.
• In‑depth experience with multiple banking regulations.
• Highly proficient in MS Excel.
• Experience researching complex issues and developing solutions.
• Ability to organize, direct, and perform highly complex analysis and tasks.
• Experience interpreting complex laws and regulations.
• CRCM or other bank regulatory compliance certification preferred.
• Familiarity with Risk Exec, core processing systems, or DNA preferred; or other core and/or data processing systems.
• Experience with Tableau and/or Jira or other reporting/ticketing systems.
• Strong research and analytical skills.
• Great attention to detail.
• Problem‑solving skills.
• Strong communication skills, both verbal and written.
• Works well independently, taking initiative.
• Capable of handling multiple, simultaneous requests.
• Ability to interact with employees at all levels of the organization.

Working Conditions/Demands

• Professional office setting.
• Primarily sedentary position requiring long periods of time working at a computer.
• Must be able to move throughout the office and buildings to obtain or relay information.
• Must be able to perform the essential functions of the position with or without reasonable accommodation.

Benefits

• Medical, dental, and vision insurance for full‑time employees – eligibility begins on day one.
• 401(k) retirement plan with generous match for full‑time and part‑time employees – eligibility begins on day one.
• Professional development reimbursement.
• At least three weeks paid vacation annually (for new employees, paid vacation is adjusted based on start date).
• Eleven paid holidays.
• Paid volunteer time.
• Annual First Internet Bank‑branded merchandise allowance.

Equal Opportunity Employer

Equal Opportunity Employer - Women, Minorities, Veterans, and Individuals with Disabilities.