Regional Underwriting Manager (Retail Lending/Texas)

CMG Financial; United States; Remote; USD 80,000 - 120,000; Full time

Job summary

An established industry player is seeking a dedicated Underwriting Manager to oversee daily operations in Texas. This role involves managing a team of underwriters, ensuring compliance with regulations, and maintaining high customer service standards. The ideal candidate will have extensive experience with Texas loans and a strong background in underwriting management. This position offers the chance to lead a dynamic team in a fast-paced environment, where your leadership and communication skills will be crucial to success. Join a forward-thinking company that values integrity and professionalism, and make a significant impact on the underwriting process.

Qualifications

• 10+ years of underwriting experience with all loan products.
• 5 years of underwriting management experience required.
• Must have current FHA/VA underwriting certification.

Responsibilities

• Manage daily operations and personnel of the underwriting department.
• Recruit, train, and supervise staff, ensuring compliance with policies.
• Stay current with industry regulations and provide training for Underwriters.

Skills

Underwriting Management

Texas Loans

FHA/VA Underwriting Certification

Communication Skills

Leadership Skills

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

POSITION OVERVIEW

Responsible for the management of daily operations and personnel of an underwriting department in Texas. Promotes and protects the financial and operational interests of the company while maintaining the highest personal and professional standards.

Must be located in Texas.

Essential Duties and Responsibilities:

• Authorized to underwrite conventional, jumbo, seconds and government loans.
• Develop processes and procedures to maintain customer service standards and enhance loan flow for optimum production and loan quality.
• Recruits, trains, supervises, motivates, and develops staff; manages schedules and workflow.
• Assigns duties and monitors quality of work; assures staff conform to organizational policies and procedures and government regulations.
• Manages employees’ daily and weekly metrics.
• Stays current with company policies, procedures, industry regulations and other changes that affect the industry.
• Ensures Byte data entry and notes are kept up to date.
• Provides training for Underwriters. May support other departments as required.
• Provides timely performance reviews for team.
• Coaches/counsels individual performance of team members
• Ad hoc reports as required.

Qualifications and Experience:

• Must have recent experience with Texas loans

• Prefer a minimum of ten (10) years’ specific underwriting experience with all loan products.
• Five (5) years of underwriting management experience required.
• Must have current FHA/VA underwriting certification.
• Demonstrated satisfactory knowledge of DU and LP input.
• Ability to properly interpret DU and LP, communicate and document their findings.
• Proficient with Microsoft Word, Excel, and Outlook systems.
• Ability to work in a fast paced, fluid environment.
• Strong communication, interpersonal and organizational skills.
• Proven leadership skills with ability to motivate subordinates.
• High level of integrity and confidentiality required.

SUPERVISORY RESPONSIBILITIES:

Direct Reports: Yes

PHYSICAL and ENVIRONMENTAL CONDITIONS:

This role operates in an ADA compliant office environment, utilizing typical office equipment and tasks including computer work. The position may involve partial stationary positions and moving throughout the day. Flexibility to work overtime to meet project deadlines is required.

Base Salary Information:
While this position is a remote opportunity, job candidates would ideally be in the central time zone (i.e.,in areas that do not currently require salary disclosure.) Should the position open to other geographic regions requiring disclosure, this job posting will be updated with base salary ranges and information.