Regional Credit Risk Leader

PlainsCapital Bank; Houston (TX); On-site; USD 90,000 - 120,000; Full time

Job summary

A Texas-based financial institution is seeking a Regional Credit Officer to manage credit risk strategies and ensure compliance with bank policies. The candidate will oversee the loan portfolio, analyze financial statements to identify risks, and recommend solutions. A Bachelor's degree in Business or a related field and a minimum of 5 years in commercial credit analysis is required. This role demands excellent communication and decision-making skills, as well as proficiency in Microsoft Office.

Qualifications

• Minimum 5 years of progressive experience in commercial credit analysis.
• Knowledge of banking laws and regulations.
• Ability to interface effectively with senior management.

Responsibilities

• Oversee regional loan portfolio and ensure alignment with risk appetite.
• Analyze financial statements to identify risk and recommend solutions.
• Provide feedback on loan structuring and pricing.

Skills

Credit risk assessment

Financial statement analysis

Communication skills

Problem-solving skills

Organizational skills

Judgment and decision-making

Education

Bachelor’s degree in Business or related field

Tools

Microsoft Office

Job description

A Texas-based financial institution is seeking a Regional Credit Officer to manage credit risk strategies and ensure compliance with bank policies. The candidate will oversee the loan portfolio, analyze financial statements to identify risks, and recommend solutions. A Bachelor's degree in Business or a related field and a minimum of 5 years in commercial credit analysis is required. This role demands excellent communication and decision-making skills, as well as proficiency in Microsoft Office.