Regional Banking Relationship Manager IV

Huntington Bank; Houston (TX); Presencial; USD 90.000 - 150.000; Jornada completa

Descripción de la vacante

Huntington Bank in Houston seeks a Regional Banking Relationship Manager IV to acquire new business and deepen existing relationships by delivering insights and guidance to business owners. This senior role targets mid-market clients with complex credit needs and cross-sell opportunities.

You will structure and close complex loan transactions, monitor credit quality, collaborate with internal partners, and mentor junior Relationship Managers.

Formación

• Bachelor's degree or equivalent
• Minimum 5 years Business Banking or Commercial experience

Responsabilidades

• Acquire new, profitable business relationships through prospecting and networking.
• Analyze, structure and close complex loan transactions.
• Maintain and confirm credit worthiness; gather documentation from applicants.
• Manage a book of existing customers and deepen relationships across mid-market accounts.
• Collaborate with internal partners to deliver comprehensive banking solutions.
• Lead portfolio management activities including quarterly reviews and documentation.

Conocimientos

Relationship management

Business development

Credit analysis

Negotiation

Communication

Educación

Bachelor's degree or equivalent

Descripción del empleo

Description

Summary:
The Regional Banking Relationship Manager IV is responsible for acquiring new business relationships to Huntington and the continued development and deepening of the relationships with existing customers. This is done by providing insights and guidance to business owners. Depending on market assigned portfolio size recommended as 30 to 80 clients Business sales size $2 MM to $50 MM and credit exposure up to $25 MM. The Regional Banking Relationship Manager IV role is a more senior level Regional Banking RM and provides credit and mentoring guidance to more junior Relationship Managers. This role will focus on businesses of greater sales size, cross-sell and negotiating pricing and fees and bring the whole bank to clients.

Duties and Responsibilities:

• Acquires new, profitable business relationships through aggressive prospecting, networking and providing insights and advice. Builds and maintains a robust network of local market COI relationships, both external and internal.
• Analyze, structure and close profitable loan transactions of the most complex nature in Regional Banking.
• Maintain and confirm credit worthiness of customers. Gather, review and track appropriate documentation from applicants.
• Manages and maintains strong relationships with a book of existing business customers by providing insights and advice. Segment target markets are businesses between $2-$50 million in sales size with aggregate credit exposures up to $25million. Heavy focus on businesses above $25 MM in sales size.
• Deepens existing relationships through active engagement of internal partnerships and providing insightful advice and guidance to customers. Delivers the entire bank to customers.
• Responsible for Portfolio Management in varying sizes in terms of complexity of credits and number of accounts to include quarterly portfolio reviews, and CAR and collecting of necessary document.
• Works with the Huntington Loan Center and Commercial Loan Servicing department to ensure accuracy and completeness of credit packages and delivery.
• Represents the bank within the community through representation on key boards and at business and community functions.
• Works well within a team environment and collaborates closely with internal partners to deliver customer solutions.
• Partner with more junior Regional Banking colleagues on more complex credits.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's degree or equivalent (4 year combination of education and Business banking or commercial experience
• Minimum of 5 years Business Banking or Commercial experience

Preferred Qualifications:

• General knowledge of business banking products
• Analytical, credit and negotiating skills
• Direct outside financial sales and business development experience
• Strong organizational skills with attention to detail
• Ability to multi-task
• Excellent customer service and interpersonal skills
• Understanding of bank policy, procedures, products, and services
• Strong verbal and written communication skills
• PC skills

Exempt Status: Yes = not eligible for overtime pay; No = eligible for overtime pay

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.