Real Money Funds Credit Risk Analyst (CCR Underwriting)

Citi; Getzville (NY); On-site; USD 61,000 - 85,000; Full time

Job summary

Citi (Global) is seeking a credit risk professional to support the Institutional Credit Management unit in CCR funds underwriting. The role involves analyzing fund counterparties, drafting memo writes, and rating decisions while coordinating with Underwriting, 2LoD and BCMA teams to ensure risk appetite alignment.

You will monitor portfolios, prepare senior-level presentations, and contribute to governance and policy adherence. Travel is limited to under 10%.

Qualifications

• BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject.
• 2-5 years previous experience in a financial institution with a focus on credit analysis.

Responsibilities

• Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
• Review and provide recommendation on the risk rating across the Funds sector
• Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios
• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
• Travel (less than 10%)

Skills

Analytical thinking

Financial analysis

Credit risk

Communication

Microsoft Office

Risk management

Education

BA in Finance/Accounting

MBA or related

Tools

Excel

PowerPoint

Job description

Citi (Global) is seeking a credit risk professional to support the Institutional Credit Management unit in CCR funds underwriting. The role involves analyzing fund counterparties, drafting memo writes, and rating decisions while coordinating with Underwriting, 2LoD and BCMA teams to ensure risk appetite alignment.

You will monitor portfolios, prepare senior-level presentations, and contribute to governance and policy adherence. Travel is limited to under 10%.