Real Estate Escrow Officer

McMichael & Gray, PC; Mobile (AL); On-site; USD 45,000 - 75,000; Full time

Job summary

McMichael & Gray, PC is seeking a Mortgage Close specialist to review loan docs, ensure accurate funding, and deliver closing packages. You will coordinate schedules, verify disclosures, and work with lenders, title companies, and real estate professionals to complete closings efficiently.

Experience with SoftPro is a plus; compensation is commensurate with experience. This role requires meticulous attention to detail and the ability to balance numbers to ensure all payoffs and liens are handled

Qualifications

• Experience with mortgage closing documents and funding processes.
• Ability to coordinate closing schedules and communicate with multiple parties.

Responsibilities

• Schedules loan closings and types closing documents.
• Ensures accurate funding and timely disbursement of funds.
• Assembles documents for delivery to title company, broker, or lending officer.
• Communicates with lenders to balance Closing Disclosure for accuracy.
• Reviews pre-closing documents for accuracy and completeness.

Skills

Mortgage closings

Disbursement

Communication

Tools

SoftPro

Job description

The Closer is responsible for final review of mortgage loan information, preparing closing documents, funding the file accurately and sending closing documents to the closing attorney.

Responsibilities and Duties:

• Schedules loan closing, complies and types closing documents: Reviews approved mortgage loan to determine conditions that must be met prior to closing.
• -Ensures mortgage loans are funded accurately and in a timely manner.
• -Types closing documents for all transactions.
• -Assembles documents for delivery to title company, real estate broker, or lending officer for closing.
• -Ensures that appropriate disclosure documents have been assigned and are in the loan file.
• -Communicates with the Lender of the transaction to balance the Closing Disclosure form prior to closing to ensure all numbers are accurate.
• -Works with the Lender of the transaction to receive funding authorization to disburse funds to parties.
• -Responsible for clearance of all title requirements.
• -Responsible for payment in full and cancelation of all liens against the property, including, but not limited to, payoff of mortgage, loans, HOA, fifas, taxes, outstanding utility bills, etc.
• -Ensures that all items being paid at closing is calculated with per diem past closing date and shifts accordingly.
• -Ensures that all items being paid at closing are paid in full via wire or overnight tracking in a timely manner.
• -Confirms legal documents to be recorded are accurate and total cost to record is collected at closing.
• -Confirms receipt of all incoming funds from borrower and lender.
• -Confirms outgoing funds for payoffs, seller proceeds and all checks cut for disbursements.
• -Ensures that all documents are properly executed by all parties involved with said transaction.
• -Ensures that all documents are presented to the parties of the transaction in a professional and secure manner.
• -Reviews all preclosing documents for accuracy; including; HOA letters, Taxes, Termite, HBW,
  Lender documents, Title Examination and Commitment of Title.
• -Reviews final closing documents and delivers the final file to the Post Closing department..

Experience with SoftPro is a plus. Experience in this role preferred
We offer a competitive benefits package and compensation is commensurate with experience.