RE Closer/Funder II

UCCU; Provo (UT); On-site; USD 50,000 - 70,000; Full time

Job summary

Utah Community Credit Union is seeking an experienced Mortgage Closings Specialist to manage the closing and funding of mortgages that are cleared to close. You will verify loan information, issue the Initial Closing Disclosure, and prepare closing documents for borrowers and settlement agents.

You will coordinate with title companies, review documents for accuracy, confirm underwriting conditions are met, wire funds, and assist members throughout the process.

Qualifications

• Associate degree or equivalent mortgage industry training and experience.
• Three to five years of mortgage experience.
• Proficient in closing and funding government, construction, and conventional loans.
• Strong understanding of mortgage requirements, procedures, underwriting criteria, and applicable regulations.

Responsibilities

• Manage the closing and funding process for mortgage loans cleared to close.
• Verify loan information and issue Initial Closing Disclosure.
• Prepare and deliver closing documents to borrowers and settlement agents.
• Coordinate with title company to finalize closing package and wire funds.
• Assure all underwriting conditions are satisfied and loan files are current.
• Assist members throughout the process and connect them with resources.

Skills

Mortgage closing

Funding

Regulatory compliance

Attention to detail

Customer service

Education

Associate degree

Tools

MERS familiarity

Microsoft Office

Job description

Description

What You'll Do

You’ll manage the closing and funding process for mortgage loans that have been cleared to close. This includes verifying loan information, issuing the Initial Closing Disclosure, preparing and delivering closing documents to borrowers and settlement agents, and preparing each file for funding.

After documents are signed, you’ll coordinate with the title company to obtain the complete closing package, review executed legal documents for accuracy, confirm all underwriting conditions have been satisfied, and wire funds to escrow companies. You’ll also assist members throughout the process or connect them with the appropriate resource when needed.

Who You Are

You have an associate degree or an equivalent combination of formal mortgage industry training and experience, along with three to five years of related mortgage experience. You’re proficient in closing and funding government, construction, and conventional loans and have a strong understanding of mortgage requirements, procedures, underwriting criteria, and applicable regulations.

You’re well organized, detail-oriented, and able to learn quickly, meet deadlines, and perform effectively under pressure. You bring excellent verbal, written, and member service skills, proficiency with computer applications and standard business equipment, a working knowledge of basic math, and the ability to analyze and process financial information accurately.

What Success Looks Like

Success means closing and funding each mortgage loan accurately, efficiently, and in accordance with UCCU policies, procedures, and regulatory requirements. You’ll ensure fees, credits, and liabilities are balanced; Closing Disclosures and closing documents are complete and accurate; executed packages satisfy all prior-to-fund conditions; and wire amounts are calculated, approved within your authority, requested, and reconciled correctly. You’ll also register applicable transactions through MERS and maintain timely, accurate, and current loan files and records.

You’ll keep loan officers, processors, escrow companies, and other partners informed throughout the process while working with third-party vendors to obtain required documentation. Questions, discrepancies, funding or purchasing concerns, and post-closing issues are researched and resolved promptly and courteously, with appropriate updates provided to management and other stakeholders. You’ll stay current on procedural and policy changes, communicate updates to the department, and help maintain closing and funding instructions and manuals.

You’ll build strong working relationships with members, mortgage professionals, escrow and title partners, colleagues, and management by communicating professionally, providing dependable support, and representing UCCU positively. You’ll maintain a regular and predictable schedule, attend required meetings, provide coverage for absent team members, keep your work area secure and organized, and assist your manager with projects as needed.

Compensation

Compensation will be based on experience, qualifications, and market alignment. The total package includes a competitive base salary, annual incentive opportunity tied to personal and organizational performance, and comprehensive benefits consistent with UCCU's commitment to its employees.

Why UCCU

Founded in 1955 by a BYU faculty member and six colleagues with just $5 each, UCCU began on a campus stair landing with its assets kept in a cast-iron tub. Seventy years later, Utah Community Credit Union has grown into one of the nation’s fastest-growing credit unions, serving more than 185,000 members with over $3 billion in assets and a clear vision to reach $10 billion by 2033.

What has remained constant is UCCU’s founding philosophy: people helping people. As a not-for-profit, member-owned institution, UCCU is committed to helping members improve their financial strength, achieve their goals, and love where they bank. Today, that mission is matched by a deliberate growth strategy, strong leadership, and a culture built on honesty, service, respect, fiscal responsibility, and investment in people.

For the right person, UCCU offers more than a place to work—it offers a chance to be part of something growing, purposeful, and deeply rooted in helping people thrive. Here, every role matters. Every contribution helps strengthen members, support communities, and shape the future of a trusted, member-owned institution. UCCU looks for people who want to grow as leaders in every part of life—from the boardroom to the family room, and from the bank to the backyard—while building something meaningful together.

Equal Opportunity Employer
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