Rate Development Manager

Generali Global Assistance | Travel Insurance; San Diego (CA); Hybrid; USD 150,000 - 210,000; Full time

Benefits offered by this job

Health, dental & vision

Paid parental leave

401(k) match

EAP

Disability insurance

Life insurance

Volunteer days

Travel insurance discounts

Job summary

Redion Insurance Services, Inc. in San Diego, CA is seeking a Rate Development Manager to lead multi-state actuarial rate development and filing initiatives for its countrywide travel insurance portfolio.

The role requires strong GLM modeling, proficiency in Python/R/Emblem/Akur8, collaboration with Product Development and Underwriting, and the ability to present complex concepts to regulators and senior leaders.

Qualifications

• 7+ years actuarial experience with large, complex regulatory filings.
• Proven ability to explain methodology and results to diverse audiences.
• Hybrid role based in San Diego, CA with onsite 2–3 days per week.

Responsibilities

• Own end-to-end rate development and rate filing processes.
• Lead ratemaking analyses, rate indications, and GLM modeling for state filings.
• Develop rates for new coverages and programs across 50-state filings.
• Prepare actuarial memoranda, exhibits, and rate manuals for filings.
• Manage filing timelines and communicate progress and risks to stakeholders.
• Enhance rating tools used by Underwriting for pricing opportunities.
• Conduct market and competitor analyses to inform pricing strategies.

Skills

GLM modeling

Ratemaking

Regulatory filings

Actuarial analysis

Communication

Education

High School Diploma or GED

Bachelor’s degree in math/economics/finance

ACAS/FCAS accreditation

Tools

Python

R

Emblem

Akur8

Excel

SQL

Job description

Embark on a Journey That Makes a Difference.

At Redion, every day is an opportunity to help people explore the world with confidence. We’re not just in the business of protection—we’re in the business of adventure and peace of mind. Whether it’s a backpacker trekking through the Andes, a family cruising the Mediterranean, or a solo traveler chasing the Northern Lights, we’re there to ensure their journey is safe and supported. From assisting with emergency medical claims to guiding customers through trip disruptions or ID theft, your work helps turn travel challenges into stories of resilience.

Set Sail on a Career Path to Success.

Our teams value curiosity and collaboration while priding ourselves on fostering a welcoming and inclusive atmosphere for our employees. Elevate your journey through our internal programs, including:

• Diversity, Equity, and Inclusion (DEI) Committee
• Career pathing and Individual Development Plans
• Internal training and intern opportunities
• Women in Business Mentorship Program
• Employee awards and recognition
• Education and Professional Development Assistance Program

Passport to Perks Includes:

• Generous Employer contribution for health, dental, and vision insurance
• Paid Maternity and Paternity Leave
• Scholarship Program for Employee Dependents
• Company match on 401k
• Employee Assistance Program (EAP)
• Company paid short-term and long-term disability insurance
• Company paid life insurance
• Voluntary Pet Insurance
• Voluntary Legal Benefit
• Discounts on travel insurance
• Time off policies including vacation days, sick days, personal days, holidays and volunteer days (VTO)

Your Role on the Expedition:

This position will play a pivotal role in shaping the pricing and regulatory filing strategy for the company’s countrywide travel insurance portfolio and associated commercial insurance programs. The Rate Development Manager will lead complex, multi-state rate development and filing initiatives while partnering closely with Product Development and Underwriting to deliver innovative, market-ready solutions for our partners. The position requires strong GLM modeling and ratemaking expertise, and the ability to apply rigorous actuarial analysis and first-principles to a specialized line of business. This position collaborates with leadership and stakeholders across the organization, may supervise other Actuarial staff, and reports to the VP, Product Development & Analytics.

Chart Your Course:

• Own, manage, and continuously improve the end-to-end rate development and rate filing process.
• Lead ratemaking analyses, rate indications, experience studies, and GLM modeling to support the development and ongoing updates to the company’s countrywide rate manuals.
• Develop rates for new coverages, perils, and programs, including offerings that may not currently exist in the market.
• Conduct, manage, and present dislocation and rate manual calibration analyses to support stakeholder alignment and stakeholder approval to file proposed rates and rate changes.
• Oversee the preparation of actuarial memoranda, exhibits, and rate manuals for 50-state filings.
• Manage filing timelines and communicate progress, risks, and mitigating solutions to stakeholders throughout the filing and approval process.
• Manage and enhance rating tools used by the Underwriting team to price new opportunities based on approved state rate manuals, including supporting documentation and training materials.
• Perform regular market and competitor intelligence analyses to inform the company’s product development and pricing strategies

Your Ticket to Success:

• Minimum of 7 years of actuarial experience, with demonstrated success independently managing large, complex actuarial analyses and regulatory filing projects.
• Strong expertise in GLM modeling, including the ability to explain methodology, assumptions, results, and business implications to both technical and non-technical audiences.
• Hands-on experience with Python, R, Emblem, Akur8, or other actuarial modeling and statistical software.
• Advanced proficiency in Excel and SQL; experience with data visualization tools and techniques is preferred.
• Excellent written and verbal communication skills, with the ability to clearly present complex technical concepts to a wide range of audiences including regulators, actuarial peers, business stakeholders, and senior executives.
• Highly reliable and detail-oriented, with a strong work ethic and commitment to producing high-quality, regulator-ready work products.

Education/Certifications:

• High School Diploma or Equivalent (GED) required.
• Bachelor’s degree (B.A.) in mathematics, actuarial science, economics, finance or similar degree from an accredited college or university.
• Accredited member of the Casualty Actuarial Society in good standing: ACAS or FCAS.

Position Coordinates:

This is a hybrid role based out of our San Diego, CA office. As a hybrid role, you will be working onsite 2-3 days a week and working from home 2-3 days a week.

One team. Every destination.

Redion is proudly part of the Generali Group and our products utilize a number of corporate and product brands. The brands for our North American team include the following:

• Redion Insurance Services, Inc.: US travel insurance brand for retail, tour operator, cruise and lodging partners. Learn more here.
• Redion US Holdings: The primary Corporate brand in the United States for our travel insurance, travel assistance, identity and cyber protection, and beneficiary companion products. Learn more here.
• Redion Medical Management, Inc.: the industry standard for global medical cost containment and medical risk management solutions. Learn more here.
• Iris, Powered by Generali: identity and digital protection solution. Learn more here.

California Residents - Privacy Notice for California Residents Seeking Employment with Redion is available here: CCPA Privacy Policy | Redion

The Company is committed to providing equal employment opportunity in all our employment programs and decisions. Discrimination in employment on the basis of any classification protected under federal, state, or local law is a violation of our policy. Equal employment opportunity is provided to all employees and applicants for employment without regard age, race, color, religion, creed, sex, gender identity, gender expression, transgender status, pregnancy, childbirth, medical conditions related to pregnancy or childbirth, sexual orientation, national origin, ancestry, ethnicity, citizenship, genetic information, marital status, military status, HIV/AIDS status, mental or physical disability, use of a guide or support animal because of blindness, deafness, or physical handicap, or any other legally protected basis under applicable federal, state, or local law. This policy applies to all terms and conditions of employment, including, but not limited to, recruitment and hiring, classification, placement, promotion, termination, reductions in force, recall, transfer, leaves of absences, compensation, and training. Any employees with questions or concerns about equal employment opportunities in the workplace are encouraged to bring these issues to the attention of Human Resources. The Company will not allow any form of retaliation against individuals who raise issues of equal employment opportunity. All Company employees are responsible for complying with the Company’s Equal Opportunity Policy. Every employee is to treat all other employees equally and fairly. Violations of this policy may subject an employee to disciplinary action, up to and including termination of employment.