Quantitative Analyst I, Capital

Affirm; St. Louis (MO); Remote; USD 102,000 - 142,000; Full time

Job summary

Join a forward-thinking company that is transforming the credit landscape! As part of the Quantitative Markets team, you will develop automation tools and optimize business processes to enhance pricing and modeling of consumer debt financing. This role involves building data-driven models and collaborating cross-functionally to inform funding strategies. With a strong emphasis on data science and quantitative finance, this position offers a dynamic work environment where your contributions will directly impact the company's success. If you are passionate about innovation and eager to make a difference, this opportunity is perfect for you.

Benefits

100% subsidized medical coverage

Dental and vision coverage

Flexible Spending Wallets

Competitive vacation and holiday schedules

Employee stock purchase plan

Qualifications

• 1-3 years of experience in data science, analytics, or quantitative finance.
• Strong skills in data manipulation and model development.

Responsibilities

• Develop automation tools for efficient pricing and modeling of consumer debt.
• Build data-driven models to analyze consumer loan performance.

Skills

Data Manipulation

Model Development

Machine Learning

Interpersonal Skills

Communication Skills

Creative Thinking

Critical Thinking

Education

Bachelor's Degree in a Technical Field

Tools

Python

R

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re looking for a smart, driven individual to join our Quantitative Markets team. The Quantitative Markets team is responsible for structuring and pricing Affirm’s debt funding deals, developing platforms and tools for optimizing funding strategies, and building data-driven models to analyze and predict the performance of Affirm’s consumer loans. The ideal candidate will have prior experience in process automation and optimization as well as development and implementation of quantitative and/or machine learning models. Given the cross-functional nature of the role, the ideal candidate should have strong interpersonal and communication skills.

What You’ll Do

1. Develop automation tools and optimize existing business processes to enable more efficient pricing and modeling of consumer debt financing deals as well as improve overall efficiency of the team.
2. Advance Affirm’s asset-liability management model to help inform optimal funding strategies.
3. Build data-driven models to analyze and predict the performance of Affirm’s consumer loans.
4. Partner cross-functionally with our Capital Markets, Treasury, Risk, Commercial, Product and Engineering teams to evaluate funding, product, and business decisions.

What We Look For

1. 1-3 years of relevant experience in technical areas (e.g. data science, data analytics, quantitative finance).
2. Strong data-manipulation and model development and implementation skills using tools such as Python/R.
3. Experience building quantitative models or implementing machine learning models is a plus.
4. Strong interpersonal and communication skills, and ability to collaborate and influence across different teams in the organization.
5. Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment.
6. Desire to understand the broader context of business decisions.

Base Pay Grade - I
Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $155,000
USA base pay range (all other U.S. states) per year: $102,000 - $142,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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