Quantitative Analyst (Charlotte, NC (Hybrid) or Remote)

Brighthouse Financial; Charlotte, Northern (NC, KY); Hybrid; USD 110,000 - 130,000; Full time

Benefits offered by this job

Flexible work environment

Paid time off

401(k) match

Medical, vision, dental plans

Life and disability insurance

Parental leave / adoption support

Job summary

Brighthouse Financial is seeking a Quantitative Analyst in Charlotte, NC with a flexible hybrid/remote work model. You will hedge annuities using equity and interest-rate derivatives, build and improve quantitative models, and automate hedging workflows with Python, SQL, and Git.

Collaboration with IT and multiple departments is essential. The ideal candidate holds a master's degree in math, statistics, or actuarial science and has strong Python/SQL programming, derivative pricing experience,

Qualifications

• Master's degree preferred in mathematics, statistics, physical science or actuarial science.
• Experience in equity and interest rate derivative pricing and sensitivity calculation.
• Strong programming skills in Python and SQL; other languages are a plus.
• Experience with visualization tools is a plus.
• Advanced math/quantitative finance skills (calculus, linear algebra, stochastic processes).
• Strong analytical, communication, and documentation skills.

Responsibilities

• Hedge Brighthouse variable, structured and fixed annuities with derivatives.
• Apply risk management and derivative valuation for risk analysis and hedging.
• Improve modeling and hedging processes, prototype in Python or Excel.
• Automate hedging processes with Python, SQL, Git and other tools.
• Generate key reports for senior management on hedging performance.
• Communicate with multiple departments across Brighthouse.

Skills

Python

SQL

Derivative pricing

Risk management

Quantitative finance

Communication

Teamwork

Education

Master's degree preferred (math/stats/physical science/actuarial science)

Tools

Excel

Job description

Quantitative Analyst (Charlotte, NC (Hybrid) or Remote)

Where you’ll work:
Our flexible, hybrid work model offers the option to work remotely or in the office.

How you’ll contribute:

As a Quantitative Analyst, you’ll be responsible for multiple aspects of variable, structured and fixed annuity asset and liability management (ALM), including hedging, reporting, modeling, and sensitivity analysis.

In this role, you’ll get to:

• Be part of the team that hedges Brighthouse variable, structured and fixed annuities with equity and interest rate derivatives.
• Apply your skills in risk management and derivative valuation for risk analysis and hedging.
• Improve modeling of risk, streamline hedging processes and tools, and implement new hedging methods by prototyping in MS Excel or Python.
• Work with IT and others to implement and automate hedging processes using Python, SQL, git and other tools.
• Generate key reports for senior management on the performance of hedging programs.
• Communicate with business constituents in multiple other departments at Brighthouse.

We’re looking for people who have:

• Masters degree preferred in mathematics, statistics, physical science or actuarial science.
• Experience in equity and interest rate derivative pricing and sensitivity calculation, modeling and quantitative finance.
• Strong programming skills in Python and SQL. Experience in other languages is a plus.
• Experience with visualization tools and packages is a plus.
• Advanced math/quantitative finance skills, e.g., statistics, calculus, linear algebra, differential equations, stochastic processes, equity and interest rate models.
• Strong general analytical problem-solving skills.
• Strong communication skills with people who have widely varying backgrounds.
• Strong process and modeling documentation skills.
• Ability to work well in a team.
• Positive attitude with an eagerness to learn.
• Comfortable with performing a critical function for Brighthouse.

Research shows some people may not apply for a role if they don’t check all the boxes of a job description. If you don’t check every box listed, that’s okay. We would love to hear from you.

What you’ll receive:

• Compensation – Base salary ranging from $110,000 to $130,000 plus competitive performance-based incentives determined by company and individual results.
• Flexible Work Environment– Work remotely or in the office to better thrive in all areas of life.
• Paid Time Off– Recharge with a minimum of 20 days of paid time off and 16 paid company holidays per calendar year plus paid volunteer time and paid study time.
• Financial Health – Work toward achieving your financial goals through our 401(k) savings plan with company match (up to 6%) and annual company nondiscretionary contribution (3%).
• Health and Wellness– Enjoy competitive medical, vision, and dental plans plus tax-free health savings accounts with potential company contributions up to $1,000 per family.
• Family Support– Care for loved ones with up to 16 weeks of paid leave for new parents, back-up dependent care, dependent care flexible spending account, and up to a $25,000 lifetime maximum during your adoption, infertility, or surrogacy journey.
• Life and Disability Support– Gain access to company-paid basic life insurance and short-term disability insurance.

The company and your department may occasionally gather in person throughout the year to foster a culture of belonging and promote team building. We’d love for you to join us during those company-wide and department-wide events to help you strengthen connections across the company.

Why join us?

Brighthouse Financial is on a mission to help people achieve financial security. Our company is one of the largest providers of annuities and life insurance in the U.S.,* and we specialize in products designed to help people protect what they’ve earned and ensure it lasts.

We empower employees to collaborate, bring their passion to work, and make an impact. Our inclusive work environment fosters a culture that celebrates diverse backgrounds and experiences. You can find out more about our company culture by visiting brighthousefinancial.com/about-us/careers/.

We’re one of the largest providers of annuities and life insurance in the U.S.,* and our commitment to being a great place to work has earned us recognition as one of America’s Most Trustworthy Companies by Newsweek and, locally, one of the Healthiest Employers of Greater Charlotte.

* Ranked by 2024 admitted assets. Best’s Review®: Top 200 U.S. Life/Health Insurers. AM Best, 2025.

Brighthouse Financial is a proud equal opportunity/affirmative action employer committed to attracting, retaining, and maximizing the performance of a diverse and inclusive workforce. It is Brighthouse Financial's policy to ensure equal employment opportunity without discrimination or harassment based on race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, national origin, marital or domestic/civil partnership status, genetic information, citizenship status, uniformed service member or veteran status, or any other characteristic protected by law.