PRS, Senior Auto Claims Examiner

Chubb European Group Ltd.; Phoenix (AZ); On-site; USD 65,000 - 90,000; Full time

Job summary

Chubb is seeking a Claims Adjuster in the United States. The role requires handling initial reports, contacting insureds and claimants, evaluating contracts for coverage issues, and developing files for timely investigations and loss analysis.

Powers include maintaining reserves, pursuing recoveries, and negotiating settlements while upholding fair claims practices. The position supports vendor management and serves as a resource for junior team members, with possible CAT duty and overtime

Qualifications

• Full knowledge of insurance contracts, investigation techniques, legal requirements and insurance regulations.
• Ability to work effectively in teams and with a wide variety of people.
• Aptitude for evaluating, analyzing, and interpreting information.
• Excellent skills in organization, time management, verbal and written communication, negotiation and reserving, and innovative thinking.
• Current Claims Adjuster licenses in one or more states preferred but must be willing to obtain additional state licensures.
• Bachelor’s Degree or equivalent experience required.

Responsibilities

• Analyze first reports and promptly contact insured/claimants.
• Effectively evaluate contract language and identify coverage issues.
• Develop the file to provide accurate and timely investigation and loss analysis.
• Maintain an active file diary to move file toward resolution.
• Establish accurate and timely reserves.
• Recognize and pursue recovery.
• Adhere to statutory and regulatory fair claims practices.
• Recognize and identify potential fraudulent claims.
• Manage the use, work product and expenses of outside vendors.
• Evaluate claim facts and negotiate settlements.
• Develop and maintain strong business relationships with internal and external customers.
• Serve as a technical resource to lesser experienced Adjusters on the team.
• Contribute to the development and delivery of the team’s goals, objectives and results.
• Support workload surges and CAT operations, including overtime during CATs.

Skills

Organization

Time management

Verbal and written communication

Negotiation

Reserving

Innovative thinking

Teamwork

Insurance contracts knowledge

Analytical abilities

Education

Bachelor’s Degree or equivalent experience

Job description

Analyze first reports and promptly contact insured/claimants.

Effectively evaluate contract language and identify coverage issues.

Promptly and appropriately develop the file to provide accurate and timely investigation and loss analysis.

Maintain an active file diary to move file toward resolution.

Establish accurate and timely reserves.

Recognize and pursue recovery.

Adhere to all statutory and regulatory fair claims practices.

Recognize and identify potential fraudulent claims.

Effectively manage the use, work product and expenses of outside vendors.

Effectively evaluate claim facts and negotiate claim settlements.

Develop and maintain strong business relationships with internal and external customers.

Serve as a technical resource to lesser experienced Adjusters on the team.

Successfully contribute to the development and delivery of the team’s goals, objectives and results.

Supports workload surges and/or Catastrophe Operations as needed to include working overtime during designated CATs.

Qualifications

KNOWLEDGE, SKILLS & ABILITIES:

Full knowledge of insurance contracts, investigation techniques, legal requirements and insurance regulations.

Ability to work effectively in teams and with a wide variety of people.

An aptitude for evaluating, analyzing, and interpreting information.

Excellent skills in the areas of:

• Organization
• Time management and the ability to multi-task
• Verbal and written communication
• Negotiation and reserving
• Innovative thinking

Current Claims Adjuster licenses in one or more states preferred but must be willing to obtain additional state licensures.

EXPERIENCE & EDUCATION:

Bachelor’s Degree or equivalent experience required.

About Us

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.

Job Info

• Job Identification 36934
• Job Schedule Full time
• Regular or Temporary Regular
• Job Category Claims Center Adjusting
• Business Unit United States
• Legal Employer ACE American Insurance Company