Property Lite (PL) Risk Consultant (Independent Contractor)

Underwriter Services Association; San Diego (CA); Hybrid; USD 82,656 - 165,312; Full time

Job summary

Risk Logic is seeking a Property Lite Risk Professional/Consultant to perform site inspections at commercial properties, evaluating COPE details and fire safety. You’ll work from home to compile risk analysis reports using standardized templates.

This flexible, independent contractor role emphasizes timely reporting and professional client communication. The ideal candidate has building inspection or active/retired fire service background, NFPA familiarity, and strong self-motivation with a

Qualifications

• Experience as a Building Inspector or active/retired Fire Service professional.
• Familiarity with NFPA standards and fire protection systems.
• Ability to summarize technical findings in concise reports.
• Self-motivated, able to work independently and meet deadlines.
• Must have a valid driver’s license and reliable transportation.
• Access to a computer with internet and home workspace.
• No specific insurance certifications required—field experience valued.

Responsibilities

• Conduct site inspections at commercial properties to assess COPE details and exposures.
• Visually inspect fire protection and alarm systems for proper operation and maintenance.
• Capture photos of construction features and equipment for reports.
• Prepare risk analysis reports using standardized templates from home office.
• Maintain professional communication with clients and internal staff.
• Manage assignment pipeline and ensure timely submission of reports.

Skills

Building Inspector

Active/retired Fire Service

NFPA standards familiarity

Communication skills

Self-motivation

Driver's license

Computer/internet access

Job description

Position Overview

Property Lite Risk Professional / Consultant

Risk Logic is currently seeking motivated professionals to join our Property Lite (PL) inspection team. This role is ideal for building inspectors or fire service professionals (active or retired) looking for a flexible, per-job opportunity. As a PL Consultant, you will conduct site inspections at small-to-mid-sized commercial properties, evaluating fire safety and building characteristics to help insurance carriers manage risk.

Our PL program is designed to provide concise, cost‑effective, and accurate insurance surveys. You will operate independently, manage your own schedule, and utilize our standardized templates to deliver high-quality reports.

Key Responsibilities

• Site Inspections: Travel to various commercial properties and construction sites to collect and evaluate Construction, Occupancy, Protection and Exposure (COPE) details, and potential loss exposures.
• Fire Protection and Alarm Systems: Visually inspect automatic fire protection and fire alarm systems to confirm they are active and are being properly inspected, tested and maintained.
• Documentation: Capture clear, representative photos of the property construction features, fire protection equipment and other important characteristics for inclusion in reports.
• Report Writing: Complete comprehensive risk analysis reports from your home office using Risk Logic’s standardized templates and digital formats.
• Professional Communication: Maintain open and professional communication with facility contacts, clients, and Risk Logic internal staff.
• Time Management: Independently manage your assignment pipeline, ensuring all inspections are scheduled and reports are submitted within agreed‑upon timelines.

Required Qualifications & Requirements

• Expertise: Background as a Building Inspector and/or active/retired Fire Service professional (Fire Marshal, Fire Inspector, etc.).
• Technical Knowledge: Familiarity with NFPA standards and a functional understanding of automatic fire protection and alarm systems.
• Communication: Strong verbal and written communication skills with the ability to summarize technical findings in a concise report.
• Self‑Motivation: A "self‑starter" mentality with the ability to work independently and meet deadlines without direct supervision.
• Mobility: Valid driver’s license and willing to travel using own vehicle to survey territorial locations.
• Equipment: Access to a computer with high‑speed internet and a reliable means of transportation.
• Certifications: No specific insurance certifications are required—we value your practical field experience!

Job Details & Benefits

• Flexibility: Work on a per‑job basis; accept or decline assignments based on your personal schedule.
• Competitive Pay: Compensation is provided per completed inspection/report.
• Training: Online training is provided to familiarize you with Risk Logic’s specific reporting standards and templates.
• Remote Work: While inspections are on‑site, all administrative and reporting tasks are completed from the comfort of your home.

Contractor Details

• Engagement as an independent contractor.
• You would be required to create an LLC in your home state. RLI will reimburse you for the first year LLC fees after a successful trial period.
• RLI provides professional liability and E&O Insurance.
• Home‑based position with travel to client sites as required.
• You can accept/decline any job presented.
• Flexible scheduling with assignments based on geographic territory.
• You can decide how far from home you would like to travel for a site visit (within a 1‑3 hour driving radius, overnight stays, air travel).