Property Assistant Underwriter (De Smet)

Desmet Farm Mutual Insur Co; South Dakota; Hybrid; USD 42,000 - 58,000; Full time

Job summary

Desmet Farm Mutual Insur Co in South Dakota seeks a focused underwriting support specialist to assist with upfront review, rating, and administrative processing of new and existing business. You will learn underwriting procedures under guidance, handle policy alterations, renewals, changes and cancellations, and communicate with agents and policyholders about processing and customer service matters.

This role emphasizes accuracy, collaboration, and attention to detail, with opportunities to

Qualifications

• High School diploma or equivalent required.
• Ability to learn rating and procedural concepts.
• Strong interpersonal and communication skills are required.
• Ability to detect and correct errors in procedures.

Responsibilities

• Assist underwriters with reviewing risks and problem resolution.
• Determine risk acceptability within assigned authority and guidelines.
• Review, rate, and enter new policy applications, renewals, changes, and cancellations.
• Communicate with agents regarding processing procedures, quotations and risk acceptance.
• Provide quoting of new or existing business as requested.
• Prepare renewals for processing.
• Communicate with agents, staff, and policyholders regarding rating information or customer service matters.
• Order MVRs, CLUE, and credit reports.
• Send loss payee, mortgagee, and other policyholder letters and documents.
• Participate in user testing/quality assurance functions as requested.
• Perform other duties as assigned.

Skills

Interpersonal communication

Attention to detail

Spreadsheet

Word processing

Email

Education

High School diploma or equivalent

Tools

Spreadsheet

Word processing

Email

Job description

Summary

This position is primarily responsible for upfront review, rating and administrative support for new and existing business in the underwriting process. This position will learn and perform underwriting/re-underwriting functions within level of authority under guidance of tenured underwriters.

This position is responsible for processing new policies, renewals, changes, and cancellations. This position will also verify the accuracy of policy information and communicate with agents and policyholders regarding underwriting processing and/or customer service-related matters.

Functions

• Assist underwriters with reviewing risks and problem resolution.
• Determine risk acceptability within assigned authority and company guidelines.
• Review, rate, and enter new policy applications, renewals, changes, and cancellations.
• Communicate with agents regarding processing procedures, quotations and the acceptance or rejection of risks.
• Provide quoting of new or existing business as requested.
• Prepare renewals for processing.
• Communicate with agents, staff, and policyholders regarding specific rating information or other customer service-related matters.
• Order MVRs, CLUE, and credit reports.
• Send loss payee, mortgagee, and other policyholder letters and documents.
• Participate with user testing/quality assurance functions as requested.
• Perform other duties as assigned.

Requirements

• High School or equivalent education required. Working knowledge of spreadsheet, word processing and email software required.
• Ability to learn rating and procedural concepts required.
• Effective interpersonal and communication skills required.
• Ability to detect and correct errors in procedures required.
• Ability to work effectively with company computer systems and processing methods required.
• Ability to work flexible hours, travel to all organization offices (including Pennsylvania, Ohio, and South Dakota) and travel to vendor work sites required.
• Ability to work in an office environment with moderate noise level, remain in a stationary position and operate a computer a majority of the time required.
• Ability to move throughout the office to access work materials and to move work materials weighing up to ten pounds daily required.
• Ability to perform the essential functions of the job with or without reasonable accommodation required.