Projections Product Director

JPMorgan Chase & Co.; Jersey City (NJ); On-site; USD 180,000 - 240,000; Full time

Benefits offered by this job

Health insurance

Job summary

JPMorgan Chase & Co. is seeking a Projections Product Director within Wholesale Credit Risk to lead the Projections product and drive online data models and AI-enabled features.

You will collaborate across credit risk, technology, and business partners to deliver scalable projections across portfolios. The role requires 9+ years of experience in product and credit risk, with strong communication and stakeholder management.

Qualifications

• Bachelor’s degree and 9+ years in product, credit risk, or banking transformation.
• Strong communication and the ability to influence at executive levels.
• Ability to manage multiple priorities and partner across a matrix organization.

Responsibilities

• Finalize the financial projection data models for portfolios with credit risk stakeholders.
• Identify and build standardized data models used by banking and credit risk offline and bring them online.
• Identify new tech features or enhancements for implementing the data models.
• Leverage LLMs and AI for newer use cases, including GenAI and Agentic tools for the platform.
• Contribute toward product strategy and product vision delivering value to customers across credit risk and banking.
• Partner with solution architects and technologists to influence technical approaches.
• Define and analyze metrics informing product success.
• Provide product demos and lead reviews with stakeholders.
• Participate in cross-functional teams to shape the roadmap and prioritization.
• Drive product development with multiple teams of developers, designers, and product specialists.

Skills

Product leadership

Credit risk

Stakeholder management

Executive communication

Data interpretation

AI/GenAI familiarity

Cross-functional collaboration

Education

Bachelor’s degree in a relevant field

Tools

GenAI tools

Job description

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As a Projections Product Director in the Wholesale Credit Risk Product team, you will lead the Projections product. You will collaborate with credit risk teams, technology partners, subject matter experts, and other stakeholders to enable financial projections online across multiple portfolios and addition of new product features to the existing product.

Job Responsibilities:

• Finalize the financial projection data models for portfolios by working with credit risk stakeholders / customers
• Identify and build standardized data models utilized by banking and credit risk offline and bring them online
• Identify new tech features or enhancements required for implementing the data models
• Leverage LLMs and AI for newer use cases, including exploring GenAI and Agentic tools for the platform
• Contribute towards product strategy and product vision that delivers value to customers across credit risk and banking
• Partner with solution architects and technologists to influence technical approaches to meet desired business outcomes
• Define and analyze metrics that inform the success of the product
• Provide Product demos and conduct product review and feedback sessions with key stakeholders
• Participate in cross-functional teams to contribute to the product roadmap and prioritization of enhancements and new features
• Drive product development with multiple teams of world-class developers, designers, and product specialists

Required Qualifications, Skills and Capabilities:

• Bachelor’s Degree in a relevant field
• 9+ years of relevant work experience in Product, Credit Risk, Banking Transformation
• Strong, clear, and concise written and verbal communication skills with the ability to prepare executive-level communications
• Excellent organizational skills and attention to detail; able to manage competing priorities under tight deadlines
• Proven ability to collaborate, influence, negotiate and build strong partnerships
• Intellectual curiosity with a proven ability to learn quickly
• High degree of initiative, self-direction, and ability to work well under pressure
• Understanding of financial data and its relevance for credit and banking use cases
• Ability to lead, drive consensus, and deliver in a matrix organization with multiple stakeholders
• Experience using data and metrics to drive decisions
• Proficiency in process re-engineering or similar

Preferred Qualifications, Skills and Capabilities:

• Prior experience in implementation of AI-based solutions
• Prior experience in building a financial projections product or bringing banking data online from offline