Professional Liability Underwriter

The Jacobson Group; Town of Penfield (NY); Hybrid; USD 95,000 - 115,000; Full time

Job summary

The Jacobson Group is seeking a Professional Liability Underwriter in Washington, DC with a hybrid work setup. You will assess professional liability, E&O, cyber, and related specialty exposures, evaluate applications, and help shape underwriting guidelines while collaborating with actuarial, claims, and leadership teams.

You will contribute to profitability, develop guidelines, and participate in building a growing underwriting operation to support long-term growth.

Qualifications

• Strong underwriting experience in professional liability and related specialty lines.
• Experience with underwriting guidelines, rating methodologies, risk selection and portfolio management.
• Ability to work independently in an entrepreneurial, evolving environment.
• Experience collaborating with actuarial, claims, reinsurance, or regulatory functions (preferred).
• Exposure to an RRG, captive, specialty carrier, MGA or program administrator (preferred).
• Demonstrated interest in developing processes and potentially leading a team.

Responsibilities

• Underwrite professional liability, general liability, cyber liability and related specialty exposures to ensure sound risk management.
• Evaluate applications thoroughly, assessing risk characteristics to determine appropriate coverage terms and pricing.
• Develop and refine underwriting guidelines, eligibility standards, authority levels, and referral procedures to promote consistency and efficiency.
• Collaborate with actuarial teams on pricing methodologies, rate adequacy and portfolio performance to optimize profitability.
• Establish and implement underwriting procedures, quality controls, documentation standards and reporting processes.
• Monitor underwriting results, claims trends, loss ratios, retention and emerging exposures to identify areas for improvement.
• Partner effectively with claims, reinsurance, regulatory, technology, and executive leadership teams to support organizational goals.
• Support the development of new products, coverage enhancements, and automation initiatives to streamline operations.
• Contribute to shaping the structure, processes and talent pipeline necessary to support a scalable underwriting operation.

Skills

Professional liability underwriting

Risk assessment

Analytical skills

Independent work

Stakeholder collaboration

Leadership potential

Job description

Job Description:

A reputable specialty insurance organization dedicated to providing tailored risk solutions is seeking a Professional Liability Underwriter. This role is based in Washington, DC, with a hybrid work environment. The ideal candidate will bring extensive experience in underwriting various exposures, including professional liability, general liability, cyber liability, and related specialty lines. The successful applicant will play a key role in evaluating applications, assessing risk characteristics and making informed underwriting decisions. The position offers a unique opportunity to influence underwriting strategies, develop guidelines, and participate in building and leading a growing underwriting team, contributing to the organization’s long-term growth.

Responsibilities:

• Underwrite professional liability, general liability, cyber liability and related specialty exposures to ensure sound risk management.
• Evaluate applications thoroughly, assessing risk characteristics to determine appropriate coverage terms and pricing.
• Develop and refine underwriting guidelines, eligibility standards, authority levels, and referral procedures to promote consistency and efficiency.
• Collaborate with actuarial teams on pricing methodologies, rate adequacy and portfolio performance to optimize profitability.
• Establish and implement underwriting procedures, quality controls, documentation standards and reporting processes.
• Monitor underwriting results, claims trends, loss ratios, retention and emerging exposures to identify areas for improvement.
• Partner effectively with claims, reinsurance, regulatory, technology, and executive leadership teams to support organizational goals.
• Support the development of new products, coverage enhancements, and automation initiatives to streamline operations.
• Contribute to shaping the structure, processes and talent pipeline necessary to support a scalable underwriting operation.

Requirements:

• Strong underwriting experience in professional liability, errors and omissions, medical professional liability, allied health, behavioral health, cyber liability or other specialty casualty lines
• Experience with underwriting guidelines, rating methodologies, risk selection and portfolio management
• Strong analytical skills and sound underwriting judgment
• Ability to work independently in an entrepreneurial, evolving environment
• Experience collaborating with actuarial, claims, reinsurance, or regulatory functions (preferred)
• Exposure to an RRG, captive, specialty carrier, MGA or program administrator (preferred)
• Demonstrated interest in developing processes, improving operations and potentially leading a team

Contact:

Janet Foor
[e-mail]

Salary Range:

The anticipated salary for this position is $100,000.00 annually. We understand salary is an important factor in a job search and we encourage you to apply even if you feel that your desired compensation may fall outside of the listed range. The final pay for this position is determined based on several factors including but not limited to, relevant experience, skills and certifications, education and training, geographic location, market conditions, and internal equity. We are committed to finding the right candidate for this role and are open to discussing how your unique qualifications align with our needs.