Product Owner, Personal Lines Pricing

Liberty Mutual Insurance; Seattle (WA); On-site; USD 110,000 - 160,000; Full time

Job summary

Liberty Mutual Insurance is seeking a Product Owner for Personal Lines Pricing in the Seattle area. The role defines and prioritizes the pricing technology backlog, ensuring inputs reach the rating engine and outputs feed downstream systems.

You will work with data scientists and product partners to translate pricing models into data requirements, while aligning with state-specific regulatory needs. In-office days are required for nearby candidates, with frequent collaboration across teams.

Qualifications

• Jira proficiency is required.
• Experience in Personal Lines insurance.
• Product Owner experience translating customer voice into backlog and user stories.
• AI usage experience preferred.

Responsibilities

• Owns and prioritizes the product backlog, writing clear, actionable user stories for rating and data requirements.
• Partners with data scientists to translate pricing models and rating algorithms into data requirements.
• Sets priorities, plans quarterly, builds the product roadmap and communicates vision to stakeholders.
• Clarifies requirements daily with the agile team and resolves issues such as data discrepancies or mapping errors.
• Monitors product health and analyzes feasibility and cost‑of‑delay for changes.
• Serves as liaison between data science, product, and engineering to sequence pricing technology changes.

Skills

Product ownership

Stakeholder communication

Agile teamwork

AI usage experience

Education

Bachelor's degree in relevant field

Tools

Jira

Job description

Description

This position requires two in-office days per week for candidates who reside within 50 miles of Columbus, OH; Seattle, WA; Boston, MA; Portsmouth, NH; Indianapolis, IN; or Plano, TX.

As a member of the Agile team, the Product Owner, Personal Lines Pricing represents the voice of the customer, defining and prioritizing the backlog to deliver the highest business value. Within Personal Lines, this role owns the pricing technology backlog that governs the flow of data into and out of the rating engine — ensuring the right inputs reach rating (including derivation of new fields) and the right outputs are delivered downstream to policy, billing, and reporting systems. This person sits at the intersection of data science and product, translating pricing models and rating algorithms built by data scientists and state‑specific requirements defined by Product into clear, buildable technology requirements.

Core responsibilities

• Owns and prioritizes the product backlog, writing clear, actionable user stories that translate rating and data requirements — including new field derivations — into technical specifications, and ensures rating output is validated and delivered correctly to downstream systems.
• Partners with data scientists to translate evolving pricing models and rating algorithms into data requirements, and with Product to ensure state‑specific and regulatory rating requirements are met.
• Sets priorities and participates in quarterly planning, builds the product roadmap, and communicates vision, priorities, and expected value to stakeholders each iteration.
• Works daily with the agile team to clarify requirements, remove roadblocks, and resolve issues — including data discrepancies, mapping issues, or rating output errors.
• Monitors product health and analyzes feasibility and cost‑of‑delay for planned changes, balancing long‑ and short‑term priorities.
• Serves as the key liaison between data science, product, and engineering to sequence pricing technology changes against business and regulatory timelines.

Ideal candidates will have:

• A working understanding of Jira — able to navigate the tool, locate and update tickets, and track them through their workflow. (Required)
• Personal Lines insurance experience. (Required)
• Product Owner experience representing the voice of the customer on an agile team — owning and prioritizing a product backlog, writing clear and actionable user stories, and translating business needs into buildable technical requirements.
• AI usage experience highly preferred — the ability to apply AI tools to improve speed and quality across day‑to‑day product work.

Qualifications

• Knowledge of Agile development methodologies and IT project management as typically acquired through a Bachelors` degree in relevant field (business, computer science, humanities etc.) and a minimum of 3 to 5 years direct experience with agile teams as well as 7 years in business, technology, or consulting.
• Able to depict and explain the importance of complex ideas, issues and designs to varied audiences; educate SBU/department(s) on business vision and plan and the impact of change.
• Able to influence a diverse group of stakeholders; strong leadership skills.
• Able to make difficult and quick decisions daily.
• Strong problem solver with demonstrated ability to lead a team to push the solutions and progress.
• Experience in the insurance industry preferred.
• Knowledge of relevant products and portfolio preferred.
• Strong experimental mindset to drive innovation amongst uncertainty.

About Us

Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco