Product Owner, Agile - Core Credit

Truist; Raleigh (NC); Vor Ort; USD 86.000 - 164.000; Vollzeit

Zusammenfassung

Truist is seeking a Product Owner to partner with product managers in a Scaled Agile Framework, translating vision into actionable user stories for delivery teams. You’ll work on commercial credit risk rating processes, PD/LGD concepts, and risk scoring models while guiding tactical execution and sprint ceremonies.

Office-based role with options in Charlotte, Raleigh, Richmond, or Atlanta. Requires experience in digital banking, product ownership, and strong analytical skills.

Qualifikationen

• Bachelor’s degree in business, engineering, design, or technology
• Five+ years in banking/financial services/digital
• Three+ years in product, analysis, technology, or design
• Three+ years of leading cross-functional teams
• Experience defining and delivering digital business initiatives
• Technical acumen to align product and tech roadmaps
• Ability to translate strategic plans into tactical actions
• Ability to lead cross-functional teams without formal authority
• Comfort with ambiguity and autonomous decision-making
• Strong presentation and negotiation skills

Aufgaben

• Lead delivery team priorities in PI and sprint planning
• Articulate product strategy to the delivery team
• Design new products and improvements with cross-functional partners
• Maintain the team backlog and define features
• Coordinate business validation and acceptance
• Support release planning and documentation
• Manage risk and ensure adherence to PML processes
• Collaborate with solution architects to balance client experience and technical integrity
• Conduct sprint demos and obtain acceptance for stories
• Coordinate release-specific documents and governance

Kenntnisse

Analytical skills

Communication

Cross-functional collaboration

SAFe product ownership

Strategic thinking

Ausbildung

Bachelor's degree

Tools

nCino

Salesforce

AFS Vision

Moody's CreditLens

Jobbeschreibung

Regular or Temporary:

Regular

Language Fluency:

English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

This role is a Product Owner in the Scaled Agile Framework who partners with product managers to balance business, technology and design priorities to deliver brand-defining product and service experiences. The position requires the ability to understand strategic impacts but concentrates on the day-to-day details to ensure tactical execution.

The Product Owner should possess working knowledge of commercial credit risk rating frameworks and methodologies, including:

• Probability of Default (PD) concepts.
• Loss Given Default (LGD) considerations.
• Internal risk rating scorecards and models.
• Financial spreading methodologies and workflows.

The Product Owner works with Product Managers to translate the product vision into stories that can be actioned by the delivery teams. The work will span the IRIS delivery process; from assisting with identification of areas for improvement, to more detailed work in authoring user stories, working closely with technical leads/scrum teams to ensure the solution effectively addresses experience priorities while maintaining technical integrity, and overseeing tactical execution of efforts.

Essential Duties And Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Lead their delivery team’s priorities in PI planning, sprint planning, and other agile ceremonies; aligned to larger experience platform priorities and vision defined by product management.
• Align with product managers to clearly articulate product strategy to the delivery team.
• Deliver new experiences by working directly with delivery, experience design, business, and operations partners to design new products and improvements to existing capabilities.
• Author and maintain the team’s backlog of user stories and serve as a subject matter expert on features, user stories, and product capabilities.
• Perform triage on critical issues and communicate consistently and clearly with all concerned parties.
• Serve as key resource to development team to answer questions, provide clarifications, and conduct and coordinate business validation, focusing on fitness for use.
• Update leadership on the epic and feature delivery schedule, including dependencies impacting deliverables, along with recommended solutions.
• Partner with solution architects and other technical leads to ensure their solutions effectively address program priorities while balancing client experience and technical integrity.
• Facilitate sprint planning with stakeholder groups to drive alignment and visibility for which features will be built when, and to ensure overall adherence to the product roadmap and enterprise strategic themes.
• Facilitate sprint demos and provide final acceptance for completed user stories in sprint demos; ensuring that the story meets acceptance criteria and otherwise meets its definition of done.
• Co-ordinate the creation of release-specific business documents, such as support model definitions, go/no-go approvals, internal release notes, and release-related living documents.
• Risk management: Ensure all Product Management Lifecycle (PML) process & procedures are followed, supporting security, risk, audit, and more, and ensure action items and deadlines are met. Partner with product manager on evidence to support recommendations.

Qualifications

• Bachelors’ degree in business, engineering, design, or technology field; or related field or equivalent combination of education and professional experience
• Five or more years of banking, financial services, digital, or other relevant work experience
• Three or more years of product, analysis, technology, and/or design experience
• Three or more years of leading cross functional teams
• Experience defining and delivering digital business initiatives to execute on a product roadmap
• Demonstrated technical acumen and an ability to work with the technology organization to align product and technology roadmaps
• Ability to translate strategic plans into tactical daily actions for execution
• Ability to lead cross-functional teams without formal authority
• Comfortable managing concurrent projects in a fast-based, results-driven environment
• Comfortable with ambiguity, leading work autonomously, and making independent decisions
• Strong analytical skills, ability to interpret data and trends, diagnose problems, and recommend action plans to resolve issues
• Excellent skills in presentation, facilitation, communication, and negotiation

Preferred Qualifications

• Commercial Banking, Corporate Banking, Credit Risk, Underwriting, Portfolio Management, or Loan Operations experience.
• Strong knowledge of financial statement analysis and commercial credit underwriting.
• Experience conducting or supporting financial statement spreading and cash flow analysis.
• Understanding of commercial credit risk rating methodologies and governance frameworks.
• Experience with nCino, Salesforce, AFS Vision, Moody's CreditLens, or similar lending and credit systems. SAFe Product Owner/Product Manager certification or equivalent Agile experience.

For this opportunity, Truist will not sponsor an applicant for work visa status or employment authorization, nor will we offer any immigration-related support for this position (including, but not limited to H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, O-1, or future sponsorship for U.S. lawful permanent residence status.)

NOTE: Candidate must be able to come into the office Monday-Friday in either our Charlotte, NC, Raleigh NC, Richmond, VA, or Atlanta, GA offices.

The annual base salary for this position is $86k - $164k

Other Job Requirements / Working Conditions

Sitting

Constantly (More than 50% of the time)

Standing

Frequently (25% - 50% of the time)

Walking

Frequently (25% - 50% of the time)

Visual / Audio / Speaking

Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.

Manual Dexterity / Keyboarding

Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.

Availability

Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.

Travel

Minimal and up to 10%

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work