Product Owner

Yrefy LLC; Phoenix (AZ); On-site; USD 120,000 - 150,000; Full time

Benefits offered by this job

Medical Insurance

401k Plan

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Gym membership

Student Loan Assistance

Catered Friday Lunches

Snack Kitchens

Team events

Job summary

Yrefy LLC in Phoenix, AZ is seeking a Product Owner to lead ideation, definition, and delivery of innovative FinTech software products. You will bridge product strategy, business analysis, and engineering to drive value from concept through implementation.

You will translate complex regulatory requirements into clear specs, define acceptance criteria, MVP scope, and drive Agile rituals with cross‑functional teams.

Qualifications

• Bachelor’s degree or higher in CS/engineering/IS/business or related field (required).
• 5+ years in product management, product engineering, business analysis, or software delivery roles.
• Experience in Agile/Scrum software development environments.
• Strong ability to create user workflows, epics, features, and acceptance criteria.
• Experience collaborating with UI/UX teams on workflow and interface design.
• Solid understanding of the software development lifecycle (SDLC).
• Excellent analytical, communication, and stakeholder management skills.
• Ability to translate complex business requirements into actionable technical deliverables.

Responsibilities

• Lead ideation, definition, and delivery of FinTech software products.
• Translate business/regulatory requirements into clear specs and acceptance criteria.
• Define MVP scope and iterative release plans; ensure traceability to objectives.
• Partner with engineering to ensure feasibility and clarity of requirements.
• Drive Agile ceremonies including backlog grooming, sprint planning, and release planning.
• Mentor Product Engineers/Technical Product Owners; establish best practices.

Skills

Product strategy

Agile/Scrum

Acceptance criteria

User workflows

Stakeholder management

Regulatory understanding

Technical translation

Education

Bachelor’s degree in computer science, engineering, information systems, business, or related field

Tools

Azure DevOps

Jira

Confluence

Figma

Lucidchart

Job description

Position Overview

We are seeking a highly motivated and strategic Product Owner to lead the ideation, definition, and delivery of innovative software products within the financial technology (FinTech) space. This role bridges product strategy, business analysis, workflow design, and technical expertise to drive successful product development from concept through implementation.

The ideal candidate has experience operating in regulated financial environments and can translate complex business and regulatory requirements into clear, testable product specifications. This includes defining acceptance criteria for computed outputs, developing and validating golden datasets, establishing reconciliation and tie‑out testing against source systems, setting appropriate tolerance thresholds, and ensuring full auditability and traceability of calculated figures. The successful candidate will champion data accuracy, transparency, and compliance, treating audit, reporting, and record‑retention requirements as foundational product capabilities.

Product Strategy & Ideation

• Drive new software product development initiatives aligned with company strategy and customer needs.
• Facilitate product discovery sessions with internal stakeholders, customers, and cross‑functional teams.
• Identify market opportunities, operational pain points, and emerging FinTech trends to influence product direction.
• Translate business requirements into product roadmaps and prioritized delivery plans.
• Participate in competitive analysis and product innovation initiatives.
• Lead the creation and refinement of:

1. Domain‑Level Feature Definition Development
2. Acceptance Criteria
3. Process workflows
4. Functional specifications

• Collaborate with engineering teams to ensure requirements are technically feasible and clearly understood.
• Define MVP scope and iterative product release strategies.
• Ensure traceability between business objectives, requirements, and delivered functionality.
• Support Agile/Scrum ceremonies including backlog grooming, sprint planning, and release planning.

Workflow & Process Design

• Design and document end‑to‑end user workflows and operational processes such as accreditation verification, KYC /OFAC screening, subscription documents, and e‑sign flows.
• Partner with UI/UX engineers and designers to create intuitive, compliant, and scalable user experiences.
• Ensure workflows meet usability, security, compliance, and operational efficiency standards.
• Develop workflow diagrams and product documentation as needed.

Leadership & Team Development

• Lead and mentor a team of Product Engineers/Technical Product Owners.
• Establish best practices for product requirement definition, workflow modeling, and Agile delivery processes.
• Provide guidance and oversight on Epic decomposition, Feature development, and Acceptance Criteria quality.

Cross‑Functional Collaboration

• Act as a liaison between business stakeholders, engineering, QA, compliance, and operations teams.
• Facilitate discussions to clarify priorities, resolve ambiguities, and align delivery expectations.
• Collaborate with leadership to define product success metrics and KPIs.
• Communicate product vision, requirements, and roadmap updates effectively across the organization.

Required Qualifications

• Bachelor’s degree in computer science, Engineering, Information Systems, Business, or related field.
• 5+ years of experience in product management, product engineering, business analysis, or software delivery roles.
• Experience working within Agile/Scrum software development environments.
• Strong experience creating User Workflows, Epics, Features, and Acceptance Criteria.
• Experience collaborating with UI/UX teams on workflow and interface design.
• Strong understanding of the software development lifecycle (SDLC).
• Excellent analytical, communication, and stakeholder management skills.
• Ability to translate complex business requirements into actionable technical deliverables

Preferred Qualifications

• 2+ years of experience leading or mentoring product, business analysis, or product engineering teams.
• Experience with workflow diagram tools such as Miro or Sensus Process Management
• Experience in FinTech, banking, payments, lending, treasury, financial operations, or SaaS platforms.
• Experience building products in regulated financial environments, with an understanding of state lending licensure requirements, securities regulations, SOC 2 compliance, and the need to treat audit trails, data retention, and compliance controls as first‑class product requirements rather than downstream considerations.
• Experience with tools such as Azure DevOps, Jira, Confluence, Figma, Lucidchart, or similar platforms.
• Technical understanding of APIs, integrations, cloud platforms, and modern web/mobile architectures.
• Experience working with distributed engineering teams.

Benefits include:

• 100% Employer Paid Medical for Employee AND Whole Family (includes the Mayo Clinic)
• 401k/Roth Plan with 4% Match and Immediate Vesting
• Dental Insurance
• Vision Insurance
• Company Paid Life Insurance
• Company Paid Short-and-Long-Term Disability Insurance
• Fully Paid LifeTime Gym Membership (if at least 8 visit days/month)
• Student Loan Repayment Assistance and Education Assistance
• Catered Friday Lunches
• Stocked Snack Kitchens
• Fun in‑Office Work Environment
• Opportunity to Work at a Fast‑Growing Company
• And more!

Work Environment

This is a primarily onsite role with genuine flexibility. Core collaboration hours are 10 AM – 3 PM; manage your full schedule around that. Need a morning at home for an appointment? Handle it. We don’t track hours or micromanage — we hire professionals and treat them accordingly. We encourage experimentation, learning from mistakes, and continuous improvement across teams.