Product Manager II - Lending and Credit

BlueVine Capital Inc.; Redwood City, Jersey City (CA, NJ); Hybrid; USD 142,000 - 172,000; Full time

Job summary

Bluevine is seeking a compassionate Product Manager to drive innovation in Lending and Credit solutions for small businesses. This position involves collaborating across teams, advocating for customer needs, and leading projects from conception to completion. With a focus on cross-functional synergy, you'll help empower entrepreneurs with impactful financial solutions while enjoying a hybrid work environment.

Benefits

Excellent health coverage and life insurance benefits

401K with an immediate 3% company match

Generous parental leave policies

Company-sponsored Mental Health Benefits

Monthly WFH stipend

Weekly catered lunches

Qualifications

• 5+ years of experience as a Product Manager.
• Experience in fintech or a related space.
• Strong ability to engage with diverse stakeholders.

Responsibilities

• Uncover opportunities for innovation by analyzing data.
• Write clear product specifications and documentation.
• Collaborate with design partners for user experiences.

Skills

Leadership

Analytical skills

Communication

Education

Bachelor's degree in a technical or analytical field

Tools

SQL

Job description

Bluevine is transforming small business banking with innovative solutions like checking, lending, and credit—all tailored to help entrepreneurs thrive. With best-in-class technology, advanced security, and a deep understanding of the small business community, we’re empowering entrepreneurs to grow with confidence.

Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, we’ve been supporting SMBs since 2013, serving over 500,000 customers nationwide and growing a dynamic global team of 500 people. Our mission? To fuel small businesses with the financial tools they need to succeed.

At Bluevine, you’ll be part of a collaborative, fast-paced team that’s reshaping the future of banking. Ready to make an impact?

Here at Bluevine, we’re looking for a compassionate, thoughtful, and customer-focused Product Manager to help shape the future of our Lending and Credit experiences. If you're passionate about empowering small businesses and love working in cross-functional teams to bring impactful ideas to life, this role could be a perfect fit.

In this high-impact position, you’ll partner closely with colleagues across the organization—from Engineering and Design to Legal, Marketing, and Risk—working in harmony to design solutions that truly serve our users. You'll be an advocate for our customers, a champion of thoughtful problem-solving, and a leader who can gracefully guide a project from concept to completion.

Our hybrid work model supports a balance between the flexibility of remote work and the connection of in-person collaboration. We value shared spaces where creativity and camaraderie can flourish.

What You'll Do:

* Thoughtfully uncover opportunities for innovation by listening to customer stories, analyzing data, and engaging with internal stakeholders.
* Balance customer needs with business goals by prioritizing features that offer meaningful impact while being mindful of resource considerations.
* Collaborate closely with design partners to imagine intuitive and delightful user experiences.
* Write clear and empathetic product specifications and documentation that guide teams with purpose and clarity.
* Partner side-by-side with engineers to gently unblock issues and support development efforts with grace and persistence.
* Nurture and maintain a well-organized feature backlog, always keeping the customer journey at the center of your decisions.
* Facilitate alignment across departments including Risk, Compliance, Legal, Support, and Marketing—fostering trust and shared understanding.
* Engage with external partners to integrate complementary products and services with care and strategic insight.

What We’re Looking For:

* 5+ years of experience as a Product Manager, ideally in fintech or a related space.
* A proactive and nurturing leader who inspires collaboration and encourages team progress.
* A thoughtful decision-maker with strong business intuition and a clear prioritization mindset.
* A proven track record of launching customer-centered products that drive real results.
* Exceptional communicator who thrives when engaging with a wide range of people and perspectives.
* Strong analytical acumen, with experience in data interpretation, A/B testing, and SQL.
* Comfortable navigating complex projects with competing priorities while maintaining grace under pressure.
* Bachelor's degree in a technical or analytical field (e.g., Computer Science, Engineering, Physics).
* Experience in a technical role or advanced degrees (MBA, PhD, Master's) are warmly welcomed.

New Hire Base Salary Range: $151,400 - $181,700.
This role is also eligible to earn annual performance-based incentive compensation in the form of a cash bonus.

Benefits & Perks (US Based ONLY)

• Excellent health coverage and life insurance benefits
• 401K with an immediate 3% company match
• PTO, Company Holidays, and Flexible Holidays
• Company-sponsored Mental Health Benefits, including 1:1 therapy
• Over $1,000 annually for a wellness benefit of your choice
• Monthly WFH stipend
• Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
• Access to financial coaches and education sessions
• Weekly catered lunches and fully stocked kitchen pantries

#LI-Hybrid

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