Product Manager, Cards

Rain; New York (NY); Hybrid; USD 50,000 - 999,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working

Comprehensive health, dental, and vision plans

401(k) with 4% company match

Equity option plan

Health and wellness spending

Team summits

Job summary

Rain is seeking a Senior Product Manager in New York to oversee its cards product, which is integral to integrating stablecoins with real-world transactions. This senior role emphasizes autonomy and requires a proven track record in product management, ideally with experience in payments and blockchain. Benefits include unlimited time off, flexible working conditions, and comprehensive health plans. Join a rapidly growing team at the forefront of fintech innovation to help shape a borderless financial future.

Qualifications

• 8-10 years of product management experience with a strong track record.
• Exceptional product judgment and ability to raise the bar.
• Autonomous operator who can define problems and drive plans.
• Strong technical fluency and a keen interest in details.
• Excellent written and verbal communication skills.

Responsibilities

• Own the roadmap for Rain’s cards product and drive it end to end.
• Partner with engineering on platform tradeoffs and decisions.
• Define and ship the card experience for partners.
• Build and tune activation and growth levers.
• Gather and distill partner feedback into prioritization.

Skills

Product management

Analytical skills

Technical fluency

Communication skills

Problem-solving

Tools

APIs

Payments systems

Blockchain concepts

Job description

About the Company

Rain makes the next generation of payments possible across the globe. We’re a lean and mighty team of passionate builders and veteran founders. Our infrastructure makes stablecoins usable in the real‑world by powering card transactions, cross‑border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. You will have the opportunity to deliver massive impact at a hypergrowth company that is funded by some of the top investors in fintech, crypto, and SaaS, including Sapphire Ventures, Norwest, Galaxy Ventures, Lightspeed, Khosla, and several more. If you’re curious, bold, and excited to help shape a borderless financial future, we’d love to talk.

About the Role

Rain is hiring a Senior Product Manager to own cards — one of the most strategically important surfaces at the company. Cards are how stablecoins meet real‑world spend, and this role will shape the product, platform, and growth decisions that define that experience for our partners and their end users. This is a senior individual contributor role. You’ll operate as the directly responsible PM for cards end‑to‑end: the roadmap, the cardholder experience, the platform capabilities that power it, and the activation and growth loops that make the product stick. You’ll work closely with engineering, design, partnerships, and directly with our fintech, neobank, and institutional customers.

What You’ll Do

• Own the roadmap for Rain’s cards product — cardholder experience, platform capabilities, and growth — and drive it end to end.
• Partner deeply with engineering on platform and infrastructure tradeoffs (issuing flows, authorization behavior, ledger design, network integrations) and translate them into partner‑facing product decisions.
• Define and ship the card experience our fintech, neobank, and institutional partners put in front of their users — onboarding, activation, spend controls, and lifecycle.
• Build and tune the activation and growth levers that drive adoption, usage, and retention of cards across partner programs.
• Translate complex payments and stablecoin infrastructure into intuitive product surfaces.
• Gather feedback directly from partners, distill it into sharp prioritization, and push the team toward the highest‑leverage work.
• Measure ruthlessly, iterate quickly, and set a bar others want to work to.

What We’re Looking For

• 8‑10 years of product management experience, with a track record of shipping products from zero‑to‑one through scale at a product‑led company with a strong engineering culture and high bar for quality.
• Exceptional product judgment and analytical rigor — you’re someone others describe as one of the sharpest PMs they’ve worked with, and you consistently raise the bar for the people around you.
• A senior, autonomous operator who can define the problem, drive the plan, and own the outcome without needing close direction.
• Strong technical fluency (APIs, payments systems, blockchain concepts) and the instinct to pull on technical threads yourself rather than defer to engineering.
• Genuinely excited to live in the details — you believe product quality is won in the specifics and are energized by the work to get them right.
• Excellent written and verbal communication; you can operate with sophisticated external partners and internal engineering teams with equal ease.
• Proven ability to ship quickly, measure adoption, and iterate in a fast‑moving environment.

Nice to Have, But Not Mandatory

• Experience with card issuing, payments, or cross‑border fintech products.
• Exposure to stablecoins, crypto, or smart contract ecosystems.
• Previous startup or hypergrowth environment experience.

Things that Enable a Fulfilling, Healthy, and Happy Experience at Rain

• Unlimited time off. Unlimited vacation can be daunting, so we require Rainmakers to take at least 10 days off.
• Flexible working. We support a flexible workplace. If you feel comfortable at home, please work from home. If you’d like to work with others in an office, feel free to come in. We want everyone to be able to work in the environment in which they are their most confident and productive selves. New Rainmakers will receive a stipend to create a comfortable home environment.
• Easy to access benefits. For US Rainmakers, we offer comprehensive health, dental, and vision plans for you and your dependents, as well as a 100% company subsidized life insurance plan.
• Retirement goals. Plan for the future with confidence. We offer a 401(k) with a 4% company match.
• Equity plan. We offer every Rainmaker an equity option plan so we can all benefit from our success.
• Rain Cards. We want Rainmakers to be knowledgeable about our core products and services. To support this mission, we issue a card for our team to use for testing.
• Health and Wellness. High performance begins from within. Rainmakers are welcome to use their card for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture — whatever recharges you!
• Team summits. Summits play an important role at Rain! Time spent together helps us get to know each other, strengthen our relationships, and build a common destiny. Expect team and company off‑sites both domestically and internationally.

Compensation Range: $50K - $999K