Product Manager - Autonomous Mobility/ Commercial Auto Insurance

Yoh Services LLC; Costa Mesa (CA); On-site; USD 193,000 - 261,000; Full time

Benefits offered by this job

Medical + Dental + Vision

401K Retirement Savings

Life & Disability Insurance

HSA

Employee Assistance Program

Certification and training

Job summary

Yoh is seeking a Commercial Auto Product Manager focused on Emerging Mobility to lead the strategy for the organization’s first commercial auto offering. You will shape market definitions, pricing concepts, and go-to-market plans while aligning with leadership on a bold product vision.

Initial priority includes light commercial auto and mobility segments, with progression to broader product development and team-building activities.

Qualifications

• Significant experience developing or managing commercial auto insurance products.
• Strong understanding of emerging mobility, autonomous vehicles, connected fleets, rideshare, or delivery platforms.
• Proven ability to present recommendations to senior executives and influence decisions.

Responsibilities

• Define the organization's long-term commercial auto and emerging mobility product strategy.
• Evaluate opportunities across light commercial fleets, connected vehicles, autonomous vehicles, rideshare, and other mobility models.
• Develop a roadmap and business cases for entering or expanding in these markets.
• Sell the product vision to executives and secure alignment on recommended strategy.

Skills

Commercial Auto

Product Strategy

Mobility Expertise

Executive Communication

Education

Bachelor's degree in business/insurance/finance/economics/management

Job description

Yoh has an exciting opportunity for a Product Manager - Autonomous Mobility/ Commercial Auto Insurance to join our insurance and mobility client. This is a foundational role responsible for defining the organization's commercial auto strategy and determining how it should participate in emerging mobility markets, including autonomous vehicles, connected fleets, rideshare, and delivery platforms. The ideal candidate will bring strong commercial auto product expertise, a thoughtful perspective on the future of mobility, and the executive presence to develop and sell a new product vision from the ground up.

Title: Commercial Auto Product Manager, Emerging Mobility

Compensation: $194,300-$259,100 base salary, depending on experience, plus 20% target incentive

Type: Full-Time, Direct Hire

Location: Costa Mesa, CA or Dallas, TX

Industry: Insurance / Mobility Technology

This role is expected to be onsite most days in the Costa Mesa office. Relocation assistance may be considered for an exceptional candidate. Fully remote work is not currently planned, although limited flexibility may be explored for an outstanding candidate.

Position Overview

The organization does not currently offer commercial auto insurance products and is beginning to define its strategy in this space. This person will serve as the initial product leader for the initiative, helping the business understand the opportunity, evaluate potential paths forward, and build the foundation for a future commercial auto and emerging mobility product organization.

The initial focus will be on light commercial auto and mobility segments that align with the organization's existing operational and underwriting capabilities. This is not a heavy trucking role. The position will initially be heavily focused on strategy, market analysis, product vision, business cases, and executive alignment before transitioning into broader product development and team-building responsibilities.

Over time, the role is expected to transition from the emerging mobility strategy team into the broader insurance product management organization, potentially within 12 to 36 months as the product vision and operating model take shape.

Key Responsibilities Commercial Auto and Mobility Strategy

• Define the organization's long-term commercial auto and emerging mobility product strategy.
• Evaluate opportunities across light commercial fleets, connected vehicles, autonomous vehicles, rideshare, delivery, and other evolving mobility models.
• Explain the key differences between personal auto and commercial auto products, including risk, pricing, underwriting, coverage, claims, and operational considerations.
• Develop a clear point of view on how autonomous and connected mobility will impact commercial insurance.
• Monitor emerging mobility trends, competitors, OEM activity, insurance innovation, technology providers, and regulatory developments.
• Identify where the organization can create a differentiated position in the market.

Business Case and Product Vision

• Develop a practical roadmap for moving from the current state, with no commercial auto product, to a scalable product offering.
• Evaluate potential paths, including building the capability internally, acquiring or partnering with an existing organization, or choosing not to enter specific market segments.
• Analyze the investment, talent, technology, regulatory, operational, and risk requirements associated with each path.
• Prepare recommendations and business cases for executive leadership.
• Sell the product vision to senior executives and create alignment around the recommended strategy.
• Define the capabilities, resources, partnerships, and organizational structure required to execute the strategy.

Product Design and Insurance Expertise

• Provide expertise on commercial auto product structure, coverage design, underwriting, rating, pricing, and risk selection.
• Partner with actuarial teams to evaluate pricing methodologies, risk models, exposure data, loss trends, and portfolio economics.
• Help determine which commercial auto risks and vehicle types align with the organization’s existing capabilities.
• Identify future coverage needs created by autonomous systems, connected vehicles, fleet operations, and changing liability models.
• Establish the foundation for product governance, regulatory review, underwriting guidelines, and operational processes.
• Support the development of product requirements and implementation plans as the strategy advances.

Team and Capability Development

• Define the roles and capabilities needed to build a future commercial auto product team.
• Recommend the organizational structure and talent profile required for execution.
• Help recruit and build the team responsible for launching and managing the product.
• Establish relationships across insurance product management, actuarial, underwriting, claims, legal, compliance, technology, operations, and marketing.
• Transition from primarily strategic work into product development and execution as the initiative progresses.

Partnership and Market Development

• Evaluate potential relationships with OEMs, autonomous vehicle companies, mobility platforms, fleet operators, telematics providers, data companies, and insurance technology partners.
• Assess embedded insurance and partnership-based distribution opportunities.
• Represent the organization in relevant insurance, mobility, and technology discussions.
• Develop external market perspective and bring new insights to internal stakeholders.

Basic Qualifications

• Bachelor's degree in business, insurance, finance, economics, management, or a related field; equivalent experience may be considered.
• Significant experience developing or managing commercial auto insurance products.
• Strong understanding of the differences between personal auto and commercial auto insurance.
• Experience with commercial auto pricing, underwriting, actuarial models, risk selection, coverage structures, or portfolio performance.
• Experience developing product strategy, business cases, market-entry plans, or new insurance capabilities.
• Demonstrated ability to operate in an environment where the product, process, and team are still being built.
• Strong understanding of emerging mobility, autonomous vehicles, connected vehicles, telematics, rideshare, delivery, or commercial fleet trends.
• Ability to clearly explain how changes in mobility and vehicle technology may affect insurance products, pricing, underwriting, liability, and claims.
• Proven ability to present recommendations and influence senior executives.
• Strong written, verbal, analytical, and presentation skills.
• Ability to balance strategic thinking with practical execution.
• Ability to work onsite most days in Costa Mesa, California, or relocate to the area.
• Willingness to travel periodically for executive meetings, industry events, and stakeholder discussions.

Preferred Qualifications

• Experience working with autonomous vehicle companies, OEMs, commercial fleet operators, mobility platforms, telematics providers, or embedded insurance programs.
• Experience with light commercial fleets, delivery vehicles, rideshare, or other emerging commercial mobility segments.
• Experience working with an insurance carrier, insurtech, mobility company, or transportation technology organization.
• Experience launching a new insurance product or building a new insurance capability from the ground up.
• Experience evaluating build, buy, partner, or acquisition strategies.
• Experience with E&S, specialty, non-standard, or other complex insurance products.
• Experience with state insurance filings, regulatory approvals, product governance, or compliance.
• CPCU, AINS, ARM, or another insurance designation.
• Experience building and leading a product management or insurance strategy team.

What Makes This Opportunity Unique

• Build the commercial auto strategy from the ground up.
• Define how a major insurance organization approaches emerging mobility.
• Work directly with senior executives and influence a significant new business direction.
• Shape the product vision, operating model, partnerships, and future team.
• Help determine whether the organization should build, buy, or partner to enter the market.
• Join at the earliest stage of a long-term commercial auto and autonomous mobility initiative.

Estimated Min Rate: $182,000.00

Estimated Max Rate: $260,000.00

Benefits include:

• Medical, Prescription, Dental & Vision Benefits (for employees working 20+ hours per week)
• Health Savings Account (HSA) (for employees working 20+ hours per week)
• Life & Disability Insurance (for employees working 20+ hours per week)
• MetLife Voluntary Benefits
• Employee Assistance Program (EAP)
• 401K Retirement Savings Plan
• Direct Deposit & weekly epayroll
• Referral Bonus Programs
• Certification and training opportunities

Note: Any pay ranges displayed are estimations. Actual pay is determined by an applicant's experience, technical expertise, and other qualifications as listed in the job description.

Yoh, a Day & Zimmermann company, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Visit https://www.yoh.com/applicants-with-disabilities to contact us if you are an individual with a disability and require accommodation in the application process.

For California applicants, qualified applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act. All of the material job duties described in this posting are job duties for which a criminal history may have a direct, adverse, and negative relationship potentially resulting in the withdrawal of a conditional offer of employment.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

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