Product Manager, Agentic Finance

Apply; Northern (KY); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Stock options

Health benefits from Day 1

Remote-friendly (US)

Job summary

OnePay is seeking a Product Manager to scale our agent-driven capabilities, ensuring accuracy, compliance, and real user value. You will translate customer needs into roadmap, and be hands-on from strategy to single-conversation decisions.

You will lead cross-functional work across engineering, design, research, data science, legal, and support, shipping capabilities that improve the live agent experience and trust in a regulated money-movement product.

Qualifications

• 3–7 years in product management with hands-on ownership of an AI/LLM-powered product.
• Experience building or operating an agent harness or similar systems.
• Daily use of LLM-based tools in work and life, with data-driven decisions.
• Ability to move between strategy, hands-on work, and shipping.
• Proficiency in SQL and pulling data for analysis.
• Concern for user trust, safety and compliance in money-moving products.
• Thrives in a fast-paced, execution-focused environment.

Responsibilities

• Define the strategy and roadmap for agent capabilities.
• Ship new agent features and improve existing ones as models evolve.
• Own the agent harness and maintain quality standards for responses.
• Maintain accuracy, compliance, and customer trust in a regulated product.
• Lead cross-functional work across engineering, design, research, data science, legal, compliance, and support.
• Use signals from customers, product and quality to prioritize the roadmap.

Skills

Product management

AI / LLM product

Data-driven decision making

Cross-functional collaboration

SQL

High-velocity environment

Ownership mindset

Tools

Agent harness

LLM-based tools

Job description

About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

The Role

OnePay is looking for a Product Manager to grow our agentic capabilities, and hold the quality bar for what is already live. You will translate customer needs, model capability, regulatory constraints, and platform limits into an agent that is accurate, compliant, and genuinely useful. The work runs from the roadmap down to how the agent handles a single conversation, and you will be hands‑on at both ends. You will:

• Define the strategy and roadmap for what our agent can do

• Ship new agent capabilities, and evolve the ones already live as the models improve

• Own the agent harness and the quality bar behind every response

• Hold the line on accuracy, compliance, and customer trust in a regulated product

• Lead cross-functional work across engineering, design, research, data science, legal, compliance, and support

• Use customer, product, and quality signals to prioritize the roadmap

You Bring

• 3-7 years in product management, with hands‑on ownership of an AI or LLM‑powered product, not familiarity with AI as a category

• Experience building or operating an agent harness, or a comparable system for measuring and improving agent quality

• Use LLM‑based tools daily in your own life and work

• Move fluidly between strategy, hands‑on agent work, and shipping

• Proficiency in SQL and the habit of pulling your own data

• Care about user trust, safety, and compliance in a product that moves real money

• Thrive in a high‑velocity, execution‑focused environment

• Drive and proactivity - everyone here is a builder and executor

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission‑driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at [e-mail].