Product Manager

PEMCO; Seattle (WA); On-site; USD 129,000 - 215,000; Full time

Benefits offered by this job

Employer 401(k) match

Paid time off

Paid holidays

Discretionary bonuses

Job summary

PEMCO is seeking a Product Manager to drive product strategies that deliver high customer value and profitable growth. The role involves mentoring analysts, coordinating with cross-functional teams, and managing pricing, regulatory filings, and long-term plans.

The candidate should have a graduate-level degree or equivalent experience, 5+ years in product management, and insurance-industry knowledge. Pervasive data analysis and MS Office proficiency are essential.

Qualifications

• Graduate or professional degree or equivalent work experience.
• 5+ years in product management or a related role.
• Strong market awareness and ability to shape policy language strategy.
• Prior leadership experience or potential.
• AIC designation and Property/Casualty license required.
• MS Office proficiency (Excel, Word, PowerPoint, Outlook).
• Analytical, data-driven with ability to derive clear metrics.
• Understanding of the insurance industry and regulatory landscape.
• Experience driving cross-functional projects.

Responsibilities

• Mentor Product Analysts and business partners.
• Collaborate with internal/external teams to implement product initiatives.
• Manage profit/loss, growth, forecasting and budgeting metrics.
• Educate partners at all levels about product changes.
• Supervise team members as assigned.
• Develop/maintain product lines, pricing analysis, and regulatory filings.
• Create 2–5 year strategic product plans.
• Align with PEMCO brand and ethics.

Skills

Product management

Leadership

Pricing analysis

Regulatory strategy

Data analysis

Budgeting

Stakeholder management

Analytical thinking

Education

Graduate or professional degree

AIC designation

Property/Casualty license

Tools

MS Office

Job description

Job Description

Applicants must be a resident and work from one of the following states: WA, OR, ID, OH, IL, TX, MN, NC, SC or FL, with occasional travel to our headquarters, located in Seattle, WA.

Who We Are

At PEMCO, we’re all about people – our customers, our employees, and the community. We’re a mutual insurance company owned by our Northwest policyholders. We provide auto, home, renters, and boat coverage. Recognized by Forbes as one of America’s Best Insurance Companies in both Auto and Home for 2026, based on customer survey feedback, and by Newsweek as one of America’s Greatest Midsize Workplaces 2025. We are consistently recognized for our outstanding customer service, employee expertise, community partnerships, and social impact programs. All of which makes PEMCO a great place to work!

Why We Need You

The Product Manager is responsible for delivering product strategies that offer high customer value and optimize profitable growth.

What You’ll Be Doing

• Work closely with, mentor Product Analysts and business partners.
• Work effectively with internal and external teams and business partners to implement product initiatives and effect product changes.
• Responsible for profit/loss and growth and forecasting and budgeting key metrics for assigned product line(s).
• Influence and educate partners at all levels in key functions regarding product changes.
• Effectively supervise employees, as assigned.
• Develop and maintain product line(s) to meet consumer needs - perform pricing analysis and make pricing selects; responsible for the regulatory filing strategy; ensure assigned products comply with state regulations and statutes.
• Determine and actively manage 2-5-year strategic product plans.
• Demonstrate behaviors consistent with PEMCO's policies, values, code of ethics and business conduct.
• Authentically support the PEMCO Brand and constantly are on the lookout for top talent to join us to achieve our Mission to Worry Less and Live More.
• Other duties as assigned.

What You'll Bring

• Graduate or other professional degree or equivalent work experience
• 5 years of experience in comparable role, including demonstrated command of product management principles is required
• Strong understanding of market and key competitors; determine policy and coverage language strategy; influence underwriting strategy and guidelines
• Prior leadership experience or demonstrated leadership ability
• Associate in Claims (AIC ) designation from AICPCU/IIACertified Insurance Counselor (CIC)Property/Casualty License
• MS Office: Skilled proficiency in Excel, Word, PowerPoint, Outlook is required
• Analytical and data-driven: Thinks analytically; a structured thinker who can put complex ideas into clear frameworks; uses data to conduct root cause analysis and develops high quality, consumable, and consistent metrics that drive strategic objectives and priorities is required
• Business Environment: Has a thorough understanding of our industry, the relevant business landscape, trends in growth and insurance environments; the ability to spot early indicators of change and apply strategies to adapt quickly is required
• Project Management: Has a proven track record of driving and motivating cross-functional team members to successfully implement technology or business project

Compensation

The pay range for this role is shown below. Compensation decisions are determined based on an individual’s qualifications, job-related knowledge, skills, and experience.

• Greater Seattle area target pay range: $154,845 - $189,255. The full pay range is $129,038 - $215,063.
• Outside Greater Seattle area target pay range: $136,654 - $167,022. The full pay range is $113,879 - $189,797.

Greater Seattle Area is defined as working within approximately 100 miles of Seattle.

Outside Greater Seattle is defined as working approximately 100 miles or more from Seattle.

Benefits

Regular part-time PEMCO employees working at least 24 hours per week and regular full-time PEMCO employees are eligible to elect coverage under medical, dental, and vision plans for themselves and their eligible family members with generous employer premium cost shares. In addition, as a benefits-eligible employee, you are:

• covered by employer-paid basic life and accidental death & dismemberment insurance policies as well as long- and short-term disability benefit coverages.
• eligible to participate in PEMCO's 401(k) plan, which includes a generous employer match (2 for 1 on the first 6% employee pre-tax and/or Roth deferral, up to federal maximums).

PEMCO provides the following paid leave programs for benefits-eligible employees in their first year of PEMCO employment:

• Vacation and eight (8) paid holidays.
• Granted four (4) floating holidays and up to ten (10) days of sick leave immediately upon hire (pro-rated based on hire date and full-time/part-time status).
• In addition, PEMCO provides paid time off for bereavement, jury duty, and employee volunteering in the community.

Other Miscellaneous Benefit Programs Offered By PEMCO Include

• Education Assistance Program after one year of service.
• Scholarship program for children of PEMCO employees after one year of service; children's birthday gift program
• Flexible Spending Accounts, Employee Assistance Program, and charitable gift matching
• Other compensation depending on role, contributions, and performance may include:
• Discretionary bonuses.
• Tiered sales commissions and/or incentives

Equal Employment Opportunity

At PEMCO, we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. PEMCO is honored to be an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or veteran status.

Accommodations

At PEMCO, people are at the heart of our business. We’re committed to providing an inclusive hiring experience for all candidates. If you need reasonable accommodations to apply for a role or participate in an interview, please contact us by email with your name, the job reference number(s), your preferred contact method, and a brief description of the accommodation needed. Requests are considered on a case by case basis in accordance with applicable disability laws, including the ADAAA.

Applicants Have Rights Under Federal Employment Laws

• Family and Medical Leave Act (FMLA)
• Equal Employment Opportunity (EEO)
• Employee Polygraph Protection Act (EPPA)