Product Manager

Kikoff; San Francisco (CA); Hybrid; USD 160,000 - 200,000; Full time

Benefits offered by this job

Medical, dental, and vision coverage

RSUs

20 days of paid time off

401(k) plan with employer match

Competitive pay based on experience

Job summary

A FinTech startup in San Francisco is seeking a data-driven candidate to enhance consumer engagement through innovative financial tools. You will analyze data, drive insights for product teams, and communicate effectively with users and internal stakeholders. The ideal candidate is adaptable, with a passion for solving consumer problems and a minimum of 2 years experience with digital products. This hybrid role offers competitive pay and equity in the company.

Qualifications

• Minimum of 2 years of experience on successful digital consumer products.
• Technical background to pull data with SQL and read code.
• Passion for solving problems derived from data-driven thinking.

Responsibilities

• Analyze data and create engagement strategies.
• Drive insights that shape engineering and marketing roadmaps.
• Champion products within the team and across the company.

Skills

Excellent writing and communication skills

Data-driven mindset

Empathy for consumers

Ability to analyze data

Experience with digital consumer products

Adaptability and curiosity

Education

Current undergraduate or master students or early-career professionals

Tools

SQL

Job description

Kikoff: A FinTech Unicorn Powering Financial Progress with AI

At Kikoff, our mission is to provide radically affordable financial tools to help consumers achieve financial security. We are a profitable, high‑growth FinTech unicorn serving millions of people, many of whom are building credit or navigating life paycheck to paycheck. With innovative technology and AI, we simplify credit building, reduce debt, and expand access to financial opportunities to those who need them the most. Founded in 2019, Kikoff is headquartered in San Francisco and backed by top‑tier VC investors and NBA star Stephen Curry.

Why Kikoff

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting impact. You can build an exciting business and have real‑life, real‑customer impact.

Benefits

• Medical, dental, and vision coverage – Kikoff covers the full cost of health insurance for the employee.
• Meaningful equity in the form of RSUs.
• 20 days of paid time off per year – we encourage taking real time away to recharge and do your best work.
• 401(k) plan with a meaningful employer match.
• Competitive pay based on experience (base + equity + benefits).

Location and Visa

Hybrid, 3 days onsite in San Francisco, CA.

Visa sponsorship available: Kikoff is willing to provide sponsorship for H1‑B visas and U.S. green cards for exceptional talent.

What You Can Expect In This Role

• Look deeply at data and talk to users to find what engages them and create engagement loops using content and experiences that leverage product, comms, and alert touchpoints.
• Constantly develop and experiment on experiences and types of content that keep users hooked.
• Drive strategic insights that shape roadmaps for engineering, design and marketing using data and user stories to build conviction.
• Explore data and users to create interesting segments and relevant insights and content to drive a virtuous loop of engagement.
• Take direction from leadership regarding key objectives while outlining a roadmap with your product team to achieve successful outcomes together.
• Drive the discovery process to form a deep understanding of our users and uncover the products and features that best empower those consumers.
• Reach beyond instinct to capture and analyze the right data to make the most informed decisions as you evolve your approach.
• Champion your products within your team, across the company, and with consumers.

What Will Help Make You Successful

• Excellent writing and communication skills to communicate both with users and internally.
• Readiness to roll up your sleeves in all parts of the content journey from copy to setting up comms and product touchpoints to measuring and interpreting results.
• Extremely data‑driven and constantly looking for the "why" behind the data to understand what drives user behaviors and explains metric patterns; pulling the data yourself is a strong plus.
• Empathy for consumers and passion for solving consumer problems in new and innovative ways.
• Comfortable in the driver’s seat with a natural way of knowing how to get to the destination, but also knowing when it’s time for others to drive.
• Minimum of 2 years of experience on successful digital consumer products, preferably in a fast‑paced startup environment.
• Ability to wear many hats – marketer, researcher, interface designer, analyst, and friend.
• Interest or history working on modern consumer financial tools and products, with perspective on how best to innovate in this space.

Ideal Candidates

• Current undergraduate or master students or early‑career professionals with high potential such as from consulting or investment banking.
• A passion for solving problems derived from data‑driven thinking and user needs.
• A futurist who can collaboratively lead a team toward a vision.
• Highly motivated, curious, and adaptable individuals.
• Excellent communication, analytical, and first‑principles problem‑solving skills.
• Demonstrated leadership potential and eagerness to learn.
• Strategic thinker able to break down and organize problems, assess opportunity areas, and develop big ideas and priorities to move the business forward.
• Strong bias to action and hunger to move fast and flexibly.
• Technical background a big plus – ability to pull data with SQL and read code.

Base Range: $160,000 – $200,000 USD

Equal Employment Opportunity

Kikoff Inc. is an equal‑opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and consider qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.