Product Engineer - Ruby

Cleo; United States; Remote; USD 100,000 - 140,000; Full time

Job summary

Join a leading fintech startup on a mission to transform financial health. As a key engineer, you'll collaborate across teams, mentor peers, and work with cutting-edge technologies like Ruby on Rails and React Native. Enjoy a competitive compensation package, clear progression plans, and the flexibility to work where you thrive. Your impact will help shape the future of financial services for users who need it most.

Benefits

Competitive compensation package

Bi-annual reviews

Flexibility

Work where you work best

1 month paid sabbatical after 4 years

Online mental health support

Qualifications

• Passionate about improving financial health.
• Experience with Ruby on Rails and React Native.
• Ability to mentor and collaborate with cross-functional teams.

Responsibilities

• Develop features that enhance users' financial health.
• Mentor colleagues and support their development.
• Contribute to product ideation and design reviews.

Skills

Collaboration

Mentoring

Agile methodologies

Technical insight

Tools

Ruby on Rails

React Native

TypeScript

Python

PostgreSQL

AWS

CircleCI

Minitest

Job description

About Cleo

At Cleo, we're not just building another fintech app. We're embarking on a mission to fundamentally change humanity's relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That's the future we're creating.

Cleo is a rare success story: a profitable, fast-growing unicorn with over $200 million in ARR and growing over 2x year-over-year. This isn't just a job; it's a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact.

If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.

Follow us on LinkedIn to keep up to date with new product features and insights from the team.

What you'll be doing

• Joining a cross-functional product squad and collaborating with engineers, designers, analysts, and other disciplines to develop features that enhance our users' financial health.
• Collaborating with peers in your squad and pillar to provide technical insights into upcoming work, and leading the delivery by coordinating efforts to get features shipped.
• Mentoring colleagues to help them grow as engineers and supporting their development.
• Working on our Ruby on Rails monolith, building data models, APIs, and business logic services.
• Delivering work using agile methodologies and tools like tests, observability, AB-tests, and feature flags.
• Contributing to cross-cutting concerns that improve our engineering efforts.
• Participating in product ideation, user research, design reviews, retrospectives, and more, beyond just technical tasks.

Examples of recent product features our engineers have contributed to include:

• Building a secured credit card
• Launching new budget analysis features
• Implementing pricing experiments for subscriptions

Want to hear more from our engineers? Check out Magda's blog post.

Our Tech Stack

Cleo is built as a Ruby on Rails monolith with a React Native frontend utilizing TypeScript. We leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS. Our CI/CD pipeline is fully automated, with deployments happening on every merge via Heroku. Backend engineers deploy multiple times a week, and frontend releases are reviewed by Google and Apple weekly.

We emphasize quality through peer reviews, automated testing with Minitest and CircleCI, and ongoing refactoring towards a modular architecture to incorporate microservices benefits within our monolith. Everyone in the engineering team contributes to our technical strategy, and all voices are valued: we are all owners at Cleo.

About You

You are passionate about improving society by enhancing users' financial health. You align with our company values and engineering principles, which shape our work and software delivery.

What You Get

• A competitive compensation package (base + equity) with bi-annual reviews, aligned with our quarterly OKRs. Details on progression and salary bands are available at: https://cleo-ai.progressionapp.com/
• Opportunity to work at a fast-growing startup backed by top VC firms, Balderton & EQT Ventures.
• A clear growth and progression plan. We support your development through new challenges, leadership opportunities, and impact ownership.
• Flexibility. We prioritize your work-life balance and support flexible working arrangements.
• Work where you work best. Our team is globally distributed, with remote work in Poland, virtual socials, and an annual all-expenses-paid company offsite in Europe.
• Other benefits:
• Bi-annual performance reviews
• Pay raises for high performers
• Equity top-ups upon promotion
• One-month paid sabbatical after 4 years
• Regular social activities, online and in-person
• Coverage for your OpenAI subscription
• Online mental health support via Spill
• We are establishing a legal entity in Poland with benefits similar to the UK, currently employing via Deel.

We strongly encourage applications from diverse backgrounds, including people of color, LGBTQ+ individuals, people with disabilities, neurodivergent individuals, parents, carers, and those from lower socio-economic backgrounds. If accommodations are needed, please let us know.

Poland App access: The Cleo app is currently not available for download in Poland because our primary user base is in the US. We are focusing on areas where we can make the greatest impact and can share more details during the interview process.