Product Development Analyst

Msig USA; Northern (KY); Hybrid; USD 100,000 - 115,000; Full time

Benefits offered by this job

Healthcare

401(k)

Wellness program

Life insurance

Disability insurance

Paid time off

Parental leave

Tuition reimbursement

Insurance discounts

Job summary

MSIG USA, the US arm of MS&AD Insurance Group Holdings, is seeking an experienced Commercial Insurance Product Analyst to join our team. You will gather, analyze, and deliver form, rate, and rule requirements for commercial insurance applications, partnering with business leaders, product managers, operations, and developers.

You will translate business needs into clear specifications, design system requirements, and develop detailed documentation while collaborating across stakeholders to

Qualifications

• 5+ years in end-to-end product development for proprietary and bureau lines.
• Hands-on experience with commercial insurance vendor software platforms.
• Proficiency in Microsoft Office and SharePoint.
• Strong knowledge of commercial insurance products (property, casualty, workers' comp, auto, financial lines).
• Excellent written and verbal communication; team player.

Responsibilities

• Gather business needs and translate into system requirements.
• Collaborate with stakeholders to ensure alignment with business objectives.
• Design and implement system requirements for core functionality.
• Develop clear requirement documentation.
• Facilitate communication between business users and technical teams.
• Support projects by prioritizing and tracking changes.
• Assess risks and impacts of changes.

Skills

Product development

Commercial insurance

Vendor software

Office & SharePoint

Policy forms & rules

Communication

Analytical thinking

Tools

SharePoint

Microsoft Office

Job description

MSIG USA continues to grow! Company Overview: MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350‑year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks. We are seeking an experienced and highly motivated Commercial Insurance Product Analyst to join our team.

In this role, you will be responsible for gathering, analyzing, and delivering form, rate and rule requirements for commercial insurance applications. You will work closely with stakeholders, including business leaders, product managers, operations, developers, and end‑users, to ensure that all requirements are well‑defined and aligned with business objectives. This role requires a strong understanding of commercial insurance products and the ability to translate business needs into clear specifications.

Key Responsibilities

• Requirements Gathering: Collaborate with key stakeholders to capture business needs and translate them into system requirements for commercial insurance applications.
• Business Analysis: Analyze business processes and identify opportunities for automation and system improvements within the commercial insurance domain.
• System Design: Work with development teams to design and implement system requirements that support core commercial insurance functionality.
• Documentation: Develop clear, detailed, and structured system requirement documentation.
• Stakeholder Communication: Act as a liaison between business users and technical teams, ensuring that system requirements meet both business needs and technical constraints.
• User Acceptance Validation: Collaborate with quality assurance teams to ensure that system requirements are correctly implemented and meet functional and business expectations.
• Project Support: Provide ongoing support during project development, including assisting with prioritization, resolving requirements‑related issues, and ensuring that changes are appropriately documented and tracked.
• Risk & Impact Assessment: Evaluate potential risks and impacts of system changes and help develop mitigation strategies.

Skills & Qualifications

• Experience: 5+ years of strong knowledge relating to the end‑to‑end Product Development process for both proprietary and bureau line of business.
• Technical Expertise: Working knowledge of commercial insurance vendor software platforms.
• Proficiency in Microsoft Suite and SharePoint.
• Insurance Knowledge: Strong understanding of commercial insurance products, including but not limited to property, casualty, workers' compensation, auto, financial lines.
• Analytical Skills: Ability to analyze policy forms and rules and translate them for system requirement development.
• Communication and Teamwork: Excellent written and verbal communication skills. Must have the ability to work independently as well as in a team environment.
• Problem Solving: Strong critical thinking and problem‑solving skills, with a focus on delivering effective solutions.

Salary

The estimated salary range for this position is $100,000.00 - $115,000.00 per year. This is a good‑faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job‑related factors.

Additional Benefits

• Healthcare and Retirement Benefits Comprehensive medical, dental, and vision coverage
• 401(k) with a generous employer match and profit‑sharing contribution
• Wellness incentive program
• Life and accidental death and dismemberment (AD&D) insurance
• Flexible spending programs
• Short‑term and long‑term disability plans
• Additional Benefit Programs Paid time off program
• Paid charitable leave
• Paid parental leave
• Tuition reimbursement program
• Personal insurance (auto/homeowners) discounts

Each employee plays an important role which contributes directly to the success and continued growth of MSIG.

It is an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.