Product Compliance Lead — Fintech, Flexible & Equity

Rain; New York (NY); Hybrid; USD 140,000 - 230,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working

Easy to access benefits

Retirement goals

Equity plan

Rain Cards

Health and Wellness

Team summits

Job summary

Rain is hiring a Product Compliance Manager to ensure every product is compliant by design. You’ll work between Product, Engineering, Legal and Compliance to translate regulations into clear product requirements before code is written.

Rain moves fast, with new products like embedded wallets and card programs; you’ll own the compliance review that keeps speed while satisfying regulators, networks, and auditors.

Qualifications

• 5+ years in product compliance or regulatory compliance in fintech/payments.
• Hands-on knowledge of card issuing rules and networks.
• Working knowledge of US consumer financial regulation (Reg E, Reg Z, UDAAP).
• Experience turning regulations into concrete product requirements.
• Ability to assess risk and provide clear written guidance for engineers and partners.
• Experience drafting product requirements that engineering teams implement.

Responsibilities

• Own product compliance reviews from PRD to launch and sign off on requirements.
• Translate regulations and network rules into concrete specs, controls and acceptance criteria.
• Ensure adherence to Visa/Mastercard operating rules as a Principal Member.
• Apply consumer protection regulations (Reg E, Reg Z, TILA, UDAAP, ECOA) to terms, disclosures, fees and flows.
• Review partner programs’ use cases, terms and onboarding flows before and after launch.
• Collaborate with Financial Crimes to embed KYC/KYB, sanctions screening and monitoring requirements.
• Monitor landscape of stablecoins, payments and money transmission developments (US and international).
• Maintain product compliance policies, review processes, and audit evidence trails.

Skills

Product compliance

Regulatory compliance

Fintech/payments domain

Writing requirements

Risk assessment

Policy development

Tools

Jira

Linear

Notion

Job description

Rain is hiring a Product Compliance Manager to ensure every product is compliant by design. You’ll work between Product, Engineering, Legal and Compliance to translate regulations into clear product requirements before code is written.

Rain moves fast, with new products like embedded wallets and card programs; you’ll own the compliance review that keeps speed while satisfying regulators, networks, and auditors.