Product Analyst: Pricing, Strategy & Market Insight

Munich Reinsurance America, Inc; Amelia (OH); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Health insurance (PPO)

401k with employer match

Paid time off 24 days

On-site campus amenities

Job summary

American Modern Insurance Group, Inc., a Munich Re company, is a leading specialty insurer. The Product Analyst supports the LOB pod by delivering analytical and operational expertise across rate, form, rule, and regulatory initiatives.

The role informs product strategy through performance analysis and market insights, guiding pricing and product positioning for profitability and growth. In this role you will develop filing documentation, dashboards, and performance tracking tools while

Qualifications

• Strong command of Excel (including macros), MS Office Suite applications, and computer systems.
• Knowledge of data gathering and manipulation techniques and tools such as Access, SQL.
• Strong analytical abilities including mathematics and statistical concepts.
• Use of RADAR and/or Earnix for impact, rate structure, quality and market analysis.

Responsibilities

• Price and execute limited, full, complex, form, and rule product reviews, including development of filings, rules, algorithms, and supporting exhibits.
• Partner with Predictive Modeling to determine support and selection for new pricing models.
• Apply actuarial concepts, business intent, and proposal materials to evaluate and recommend rating structures.
• Develop and maintain countrywide filing support documentation for new models and product changes.
• Create product forms using proposed language and complete marketing materials for approved revisions.
• Analyze product performance across rate, retention, and loss ratio metrics to identify improvement opportunities.
• Collaborate with Actuarial, Finance, and Underwriting to support performance tracking and product optimization.
• Produce dashboards and reporting tools to support decision-making by the LOB Lead and Product Manager.
• Conduct state-specific and national competitor research to assess pricing strategies, coverage offerings, form design, and market positioning.
• Identify and track emerging trends in underwriting, rate actions, and market shifts to inform product strategy.

Skills

Excel macros

MS Office

Access

SQL

Analytical skills

Statistical concepts

RADAR

Earnix

Education

Bachelor's degree in Business, Accounting, Finance or similar field

MBA or similar advanced degree, CPCU and/or FCAS

Tools

Excel

Access

SQL

Earnix

RADAR

Job description

American Modern Insurance Group, Inc., a Munich Re company, is a leading specialty insurer. The Product Analyst supports the LOB pod by delivering analytical and operational expertise across rate, form, rule, and regulatory initiatives.

The role informs product strategy through performance analysis and market insights, guiding pricing and product positioning for profitability and growth. In this role you will develop filing documentation, dashboards, and performance tracking tools while