Product Analyst - AML & Fraud/Credit

Socket.dev; Kentucky; On-site; USD 79,000 - 117,000; Full time

Job summary

Worldpay seeks a Product Analyst for AML & Fraud/Credit to join our Global Compliance, Risk, and CDD team. This role focuses on supporting the Transaction Monitoring product portfolio through the entire lifecycle, defining requirements, prioritizing the backlog, and collaborating with engineering and compliance to deliver high impact improvements.

The candidate will work in an Agile environment, prepare BRDs, user stories, and acceptance criteria, and participate in PI planning.

Qualifications

• 1–3 years of experience in Product Management, Product Analysis, or Business Analysis.
• Experience with Fraud, Credit Risk, and AML transaction monitoring solutions.
• Strong understanding of Agile or SAFe Agile product development methodologies.
• Experience writing BRDs, Features, User Stories, and Acceptance Criteria.

Responsibilities

• Support the Transaction Monitoring product portfolio throughout the product lifecycle.
• Define and document business requirements, Features, User Stories, and Acceptance Criteria with PMs.
• Maintain and refine product backlogs aligned with business objectives.
• Collaborate with Engineering, Compliance, Operations, Data Science, and stakeholders to deliver enhancements.
• Participate in SAFe Agile ceremonies (PI Planning, backlog refinement, sprint planning).
• Analyze business processes and recommend product improvements to increase detection and efficiency.
• Coordinate feature delivery across teams, identifying risks and dependencies.
• Support UAT, defect triage, production validation, and releases.
• Create and maintain product docs, process flows, and artifacts.
• Monitor product performance and drive continuous improvement.

Skills

Product Management

Product Analysis

Business Analysis

Agile / SAFe

Stakeholder communication

Analytical thinking

Organizational skills

Payments / Fintech knowledge

SQL knowledge

Education

Bachelor's degree (Business / Information Systems / CS / Finance)

Tools

Jira

Azure DevOps

Confluence

SQL

Job description

Job Description

Job Title: Product Analyst - AML & Fraud/Credit

Ready to take your career global?

Make your mark at one of the biggest names in payments. We’re looking for a Product Analyst – AML & Fraud/Credit to join our ever-evolving Product Compliance, Risk, and CDD team and help shape the future of global commerce.

What you’ll own

• Support the Transaction Monitoring product portfolio throughout the product lifecycle.
• Partner with Product Managers to define and document business requirements, Features, User Stories, and Acceptance Criteria.
• Maintain and refine product backlogs, ensuring work is prioritized and aligned with business objectives.
• Collaborate with Engineering, Architecture, Compliance, Operations, Data Science, and business stakeholders to deliver high-quality product enhancements.
• Participate in SAFe Agile ceremonies including PI Planning, backlog refinement, sprint planning, sprint reviews, and retrospectives.
• Analyze business processes and recommend product improvements that increase detection effectiveness, operational efficiency, and customer value.
• Coordinate feature delivery across multiple teams while identifying risks, dependencies, and opportunities for improvement.
• Support User Acceptance Testing (UAT), defect triage, production validation, and release activities.
• Create and maintain product documentation, process flows, and supporting artifacts.
• Monitor product performance and identify opportunities for continuous improvement.
• Assist with production issue analysis, root cause investigations, and resolution planning.

What you’ll bring

• 1–3 years of experience in Product Management, Product Analysis, Business Analysis, or a related role.
• Experience with Fraud, Credit Risk, and Anti-Money Laundering (AML) transaction monitoring solutions.
• Strong understanding of Agile or SAFe Agile product development methodologies.
• Experience writing business requirements, Features, User Stories, and Acceptance Criteria.
• Experience supporting backlog management and Agile delivery.
• Strong analytical, problem-solving, and critical thinking skills.
• Excellent written, verbal, and interpersonal communication skills.
• Ability to work effectively with technical and non-technical stakeholders.
• Strong organizational skills with the ability to manage multiple priorities in a fast-paced environment.
• Experience within payments, fintech, banking, or financial services.
• Familiarity with transaction monitoring concepts including alert generation, rules management, thresholds, segmentation, model tuning, and case management.

It’s a bonus if you have

• Bachelor's degree in Business, Information Systems, Computer Science, Finance, or a related field.
• Experience working with Jira, Azure DevOps, Confluence, or similar Agile tools.
• Experience using SQL or performing data analysis to support product decisions.
• Knowledge of payment processing, merchant acquiring, or risk management.
• Experience working with globally distributed teams.
• Experience supporting SaaS products or cloud-based platforms.
• Experience with building or working with models (fraud, credit, and AML a plus)

About the team

Our inclusive and global teams win together every day. We’re proud to have the best minds in the industry, who you can learn from as you grow your career. The people, the energy, the connections – it’s unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders.

What makes a Globalpayer?

Globalpayers think like a client, act like an owner and win as one team. We’re curious and innovative – always finding better ways to deliver impact. We empower each other to make decisions, and it’s our passion that drives excellence in everything we set out to do.

Does this sound like you? Then you sound like a Globalpayer.

Worldpay is dedicated to offering individuals rewarding career opportunities and competitive compensation. For this full-time position, the good faith estimated annual salary range upon hire is $79,400.00-$116,975.00. This range reflects what we reasonably expect to offer based on the role’s responsibilities, level, and geographic location. The actual starting salary will be determined by a candidate’s experience, job-related skills, and relevant education or training. Please note that changes in work location may impact the final offered salary. We encourage you to consult with your recruiter to confirm the budget for your location and to better understand the applicable pay scale. Candidates and applicants are advised they may redact age information from requested items like transcripts, resumes, and certificates attached to their application for positions that can be performed in Colorado.

EEOC Statement

Worldpay is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, genetic information, national origin, disability, veteran status, and other protected characteristics. The EEO is the Law poster is available here.

If you are made a conditional offer of employment and will be working in the United States, you will be required to undergo a drug test. In developing this job description care was taken to include all competencies and requirements needed to successfully perform the position. Reasonable accommodations will be provided for individuals with qualified disabilities both during the hiring process, as well as to allow the individual to perform the essential functions of the job, if hired.

Washington Candidates: Click here for information on the Fair Chance Act.

#LI-MP1