Private Wealth AI Advisor (Remote Contractor)

YO AI Labs; Seattle (WA); Remote; USD 96,000 - 193,000; Part time

Job summary

YO AI Labs is seeking a Personal Financial Advisor (Private Wealth) for a remote, US-only contractor role. You will guide clients on budgeting, investments, and retirement, while shaping AI-powered advisory tools through real-world input.

Requires 3+ years in private wealth, strong client rapport with high-net-worth individuals, and CFP or CFA credentials. You will translate complex finance concepts into actionable steps and ensure regulatory compliance in all guidance.

Qualifications

• 3+ years of hands-on experience in personal financial advisory or private wealth management, advising individual clients.
• Proven ability to build trust and rapport with high-net-worth or mass affluent clients.
• Deep knowledge of financial planning, investment management, retirement planning (401k, IRA, etc.), and debt management.
• Solid grasp of tax-aware strategies and regulatory frameworks relevant to personal finance.
• Excellent written and verbal communication skills, with an ability to translate complex advice into clear, actionable steps.
• Exceptional judgment and decision-making capability in high-impact client scenarios.
• CFP, CFA, or equivalent credential required.

Responsibilities

• Deliver personalized, actionable financial guidance spanning budgeting, investment planning, retirement strategies, and debt management.
• Review and assess realistic client scenarios to inform the development of advanced AI-assisted financial planning tools.
• Provide clear, structured written feedback to help enhance AI systems' ability to support advisors and end clients with diverse financial needs.
• Communicate complex financial concepts in a client-centric, easily understandable way.
• Utilize strong judgment to balance immediate financial needs with long-term planning considerations.
• Ensure all guidance reflects up-to-date regulatory compliance and best practices in private wealth management.
• Act as a subject matter expert to ensure AI outputs reflect high-quality, thoughtful advice aligned with industry standards.

Skills

Financial planning

Investment management

Retirement planning

Debt management

Tax strategies

Regulatory knowledge

Communication skills

Judgment and decision-making

Education

CFP or CFA credential

Job description

YO AI Labs is seeking a Personal Financial Advisor (Private Wealth) for a remote, US-only contractor role. You will guide clients on budgeting, investments, and retirement, while shaping AI-powered advisory tools through real-world input.

Requires 3+ years in private wealth, strong client rapport with high-net-worth individuals, and CFP or CFA credentials. You will translate complex finance concepts into actionable steps and ensure regulatory compliance in all guidance.