Private Banking Senior Credit Advisor

HSBC; California; Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Wellness Hub

Volunteerism program

Matching gift program

Sustainability initiatives

Job summary

HSBC Private Banking in Beverly Hills, CA seeks a Senior Credit Advisor to be the go-to expert on credit and risk-based products for Private Banking clients. You will identify, structure, negotiate, and underwrite new credit opportunities, and support relationship managers with real-time, client-focused solutions.

Experience in underwriting a wide range of credit products for Private Banking, client-facing with HNW clients, and proficiency in credit analysis and MS Office are essential.

Qualifications

• Underwrite from start to finish across diverse credit products.
• Demonstrate client-facing experience with Private Banking high net worth clients.
• Prepare credit memos covering transaction overview, structure, covenants, collateral and risk.

Responsibilities

• Identify, structure, negotiate, and underwrite new credit opportunities.
• Build trust with clients and provide real-time creative credit solutions.
• Handle risk and portfolio management with credit products.

Skills

Underwriting end-to-end

HNW client facing

Credit memos

Tools

Microsoft Office

Job description

Private Banking Senior Credit Advisor

Location:

Beverly Hills, CA, US, 90210

Brand: HSBC

Area of Interest: Private Banking

Closing Date: Hybrid Worker

Date: 29 Jul 2026

Job description

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

Our purpose - Opening up a world of opportunity - explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We're bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world - for our customers, our people, our investors, our communities and the planet we all share.

The Senior Credit Advisor will be the go-to expert on all credit and risk-based products with emphasis and support to Private Banking relationship managers and business heads.

As our Senior Credit Advisor you will:

• Be responsible for identifying, structuring, negotiating, and underwriting new credit opportunities
• Build trust with clients, learning new concepts and researching information in real-time to provide creative solutions
• Handle risk and portfolio management with credit products

You´ll likely have the following qualifications to succeed in this role:

• Experience in underwriting from start to finish credit memos for some of the following credit products: Lending secured by marketable securities, single stock, unsecured, Commercial Real Estate, residential mortgages, Hedge Funds, Private Equity Capital Call (PECC/Subscription facilities), art, financial sponsors, unlisted shares (privately held stock), Life Insurance Premium Finance (LIPF), music rights lending, CAT B Foreign Exchange (FX) and derivatives lending, aircraft and yacht lending. Underwriting includes spread personal financial statements, cash flow analysis, collateral analysis
• Create Credit memo that discusses the following: transaction summary, structure of loan, covenants, collateral, financials spreads, risk and mitigants, strength and weakness, documentation, recommendation
• Client facing experience and dealing with Private Bank High Net Worth Clients
• Familiar with a credit analysis, relationship building and Microsoft Office

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC's engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You'll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

Your final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.

Nearest Major Market

Los Angeles