Principal Software Engineer

Upstart; United States; Remote; USD 120,000 - 180,000; Full time

Job summary

An established industry player is seeking a Principal Engineer to lead the Capital Supply team in driving innovation and technical excellence. This role involves collaborating with diverse teams to shape product direction and ensure alignment with business goals. You will have the opportunity to mentor emerging leaders and influence technical strategies across the organization. With a focus on building scalable solutions and enhancing productivity, this position offers a dynamic environment where your contributions will directly impact the success of the Capital Supply Vertical. Join a forward-thinking company that values collaboration and creativity in the tech space.

Benefits

Competitive Compensation

Comprehensive Medical, Dental, and Vision Coverage

401(k) with Company Match

Employee Stock Purchase Plan

Life and Disability Insurance

Generous Leave Policies

Annual Wellness Reimbursement

Catered Lunches and Snacks

Qualifications

• 10+ years of software engineering experience with a focus on large-scale consumer products.
• Strong ability to mentor and lead technical teams in a rapidly growing environment.

Responsibilities

• Define long-term technical roadmaps aligned with business objectives.
• Drive architectural evolution and evaluate new technologies for innovation.

Skills

Software Engineering

Technical Leadership

Cross-Team Collaboration

Architectural Design

Mentoring

Analytical Mindset

Education

Bachelor's Degree in Computer Science or related field

Tools

Prototyping Tools

Project Management Software

Job description

The Team

The Capital Supply Vertical is the fuel that powers Upstart’s AI based lending operations. Spread across five dynamic high performance teams; Capital Supply is in charge of onboarding and maintaining Capital Supply relations with both our Lending Partners and Investors. We provide both our internal and external business partners with reports, forecasting, financial reporting and help optimize the connection between our customer base and the funding suppliers.

As a Principal Engineer at Upstart on the Capital Supply team, you will collaborate with all parts of the Upstart business and engineering, including Machine Learning, Data Engineering, Product Management, Product Design, Platform, Servicing, Lending Partnerships, and Auto. The role will report directly to a head of Capital Market Engineering and work closely with all five of the Capital Supply product engineering teams. Your goal is to autonomously identify and prioritize high impact work that will ultimately make the Capital Supply Vertical successful.

How you’ll make an impact:

• Help define the Capital Supply engineering’s longer term technical roadmap ensuring alignment with business objectives
• Guide the architectural evolution of Capital Supply systems with an emphasis on systems shared across the Capital Market engineering teams
• Uncover and drive alignment across complex technical requirements, designs, trade-offs, influencing product direction
• Proactively evaluate, prototype, and roll out new technologies/frameworks to help cultivate a culture of innovation
• Partner with product leaders to shape product direction and drive business impact across all Capital Supply products
• Lead from the front, while mentoring and developing technical leaders
• Identify and prioritize high leverage and impactful opportunities

What we’re looking for:

• Minimum requirements:
• 10+ years software engineering experience
• Strong technical and software engineering fundamentals including a demonstrated ability to build and own large-scale, highly available consumer products
• Ability to explain complex business and technical concepts to all audiences
• Experience leading large cross-team initiatives at companies that have gone through periods of rapid business or organizational growth
• Track record of successfully mentoring and developing technical leaders

• Preferred qualifications:
  • Has defined and executed on longer term (multi-quarter +) technological visions or strategies for multi-team organizations
  • Has driven initiatives of significant depth or breadth with demonstrated results in engineering process, technology platforms, or overall productivity of others
  • Ability to identify gaps in organizational knowledge, tools, and practices and produce and execute on plans to address those gaps
  • Ability to influence and lead without direct authority
  • Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs

Position Location - This role is available in the following locations: Remote, San Mateo, Columbus, Austin

Time Zone Requirements - This team operates across all U.S. time zones.

Travel Requirements - As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

What you'll love:

• Competitive Compensation (base + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks when working in offices